Improved discounts for landlord lending

We have improved the discount on our Expat, Holiday Let and Ltd Company Buy to Let products.

New rates available from Thursday 20 April 2023.


Our Holiday-Let mortgage is designed to help customers and Limited Companies who are considering purchasing, remortgaging or borrowing additional funds for a property which will be let on a holiday basis for some or all of the year. In addition, we will consider the potential holiday-let income when assessing affordability to allow investors to see more value from their rental portfolios.

For Ltd Company Buy to Let we accept both SPV companies and established trading companies. We are good at top slicing, with all applications assessed individually. 

Our Buy-to-Let calculator is a quick and easy way to  check affordability, and works with our rental coverage of 135% using a stress rate of 7.80% (higher tax rate).


  • No credit scoring – we assess on individual merit

  • Tailored underwriting with each case individually considered 

Contact us to discuss your client's Buy to Let requirements today. Our Helpdesk is available 9am-5pm Monday to Friday, by calling 01635 918000.

Please note: figures and rates correct as at 20/04/2023. 

Related articles
Register or amend your preferences for your choice of email alerts

Keep up to date with our latest news, product and event details

You can check the Financial Services register on the FCA's website.


How can we help you?

01635 555700

Call me back