Our fixed rates are falling for you...
Happy Valentine's Day! Some of our fixed-rates are falling for you...
We have improved the discount on our Expat, Holiday Let and Ltd Company Buy to Let products.
New rates available from Thursday 20 April 2023.
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Expat Buy to Let 3 year discount 75% LTV discount increases from 0.36% to 1.00% (new rate 5.00%)
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Ltd Company Buy to Let 3 year discount 75% LTV discount increases from 0.36% to 1.00% (new rate 5.00%)
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Holiday Let 3 year discount 75% LTV discount increases from 0.26% to 1.00% (new rate 5.00%)
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Ltd Company Holiday Let 3 year discount 75% LTV discount increases from 0.26% to 1.00% (new rate 5.00%)
HAVE YOU BEEN LOOKING FOR A HOLIDAY LET LENDER?
Our Holiday-Let mortgage is designed to help customers and Limited Companies who are considering purchasing, remortgaging or borrowing additional funds for a property which will be let on a holiday basis for some or all of the year. In addition, we will consider the potential holiday-let income when assessing affordability to allow investors to see more value from their rental portfolios.
For Ltd Company Buy to Let we accept both SPV companies and established trading companies. We are good at top slicing, with all applications assessed individually.
Our Buy-to-Let calculator is a quick and easy way to check affordability, and works with our rental coverage of 135% using a stress rate of 7.80% (higher tax rate).
DON'T FORGET
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No credit scoring – we assess on individual merit
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Tailored underwriting with each case individually considered
Contact us to discuss your client's Buy to Let requirements today. Our Helpdesk is available 9am-5pm Monday to Friday, by calling 01635 918000.
Please note: figures and rates correct as at 20/04/2023.
