Fixed rate bonds

Need the security of a guaranteed interest rate? With a fixed rate bond, you've got certainty your interest rate won't change.


Looking for an interest rate you and your savings can count on?

Fixed rate bonds provide a home for your savings for a set period of time, giving you certainty that the interest rate won't change until your account matures.

You can't make deposits or withdrawals for the duration of the bond, but in return, the interest rate is sometimes higher - perfect for lump sums you don't need access to straight away!

We accept savings applications from new members or existing members who live in England or Wales.

I opened a fixed rate bond, which is a competitive product. Very helpful service over the phone from Justine Ransom in the Wokingham Branch. Efficient and smooth.

Smart Money People review, December 2023

Book an appointment to discuss your savings

Appointments can take place online, over the phone, or in person to suit you. To book an appointment to open an account or discuss your savings situation, click here.

Book a savings appointment

If you'd like to open an account, or simply discuss your savings situation, book an appointment with one of our helpful advisers. Appointments can take place online, over the phone, or in branch to suit you.

Book now
Financial Services Compensation Scheme (FSCS)

Your money is protected in UK banks, building societies and credit unions from £1 up to £85k

Read more

Fixed Rate Bonds

Account name Balance Gross/Tax free AER Account type Notice period Availability
4.85% fixed
4.85% fixed
4.30% fixed
4.30% fixed


Contact us

Register or amend your preferences for your choice of email alerts

Keep up to date with our latest news, product and event details

You can check the Financial Services register on the FCA's website.


How can we help you?

01635 555700

Call me back