Buy to Let mortgages 

Whether starting or expanding your property portfolio, we're here to help.


Buy to Let is a specialist area and very different to buying a home for yourself.

If you’re already investing in property, or thinking about getting a buy to let mortgage, we have a range of options to choose from. Our buy to let mortgages are available for house purchases or for customers remortgaging from another lender. We will make sure you have all the information you need before you take the next steps or make any decision on purchasing a rental property.

  • Regulated and non-regulated

  • Consumer buy to let

  • Holiday let 

  • Ex pat - Our ExPat BTL is not available if you are living in an EEA country.

  • Limited Company

  • Regulation change for landlords 

Properties must be located in England or Wales

In order to comply with regulations, any property rented out will have to have a minimum EPC rating of E. A civil penalty of up to £4,000 will be imposed for breaches of the regulations. The regulations will apply to a new tenancy to a new tenant and/or a renewal of a tenancy to an existing tenant.

Buy to Let guide

Our helpful guide to becoming a landlord provides helpful information on finding the right property and regulations to be aware of. 

Read now

For further information on mortgage appointments see our making a mortgage appointment page for further details. 

Appointments with our qualified mortgage advisers can be made on Saturday mornings and can be undertaken by telephone or by videocall. 

Book a mortgage appointment online now

Appointments are available by video call and phone.

Book now
Buy to Let calculator

Find out how much you could borrow. 

Find out

Buy to Let mortgages

Product Initial rate APRC Mortgage fees Max LTV Features
Buy to Let 3 year discount 75% LTV 2.25%discounted 3.8% £950 Purchase or Remortgage None None 75%
Buy to Let 5 year discount 75% LTV 2.25%discounted 3.1% £950 Purchase or Remortgage None None 75%
Ex-Pat Buy to Let 3.29%variable 4.0% £1500 Purchase or Remortgage None None 75%
Holiday Let 3 Year Discount 3.45%discounted 4.0% £1500 Purchase or Remortgage None None 75%
Limited Company Buy to Let 75% LTV 3.09%discounted 3.9% £1500 Purchase or Remortgage 75%

Contact us

Register or amend your preferences for your choice of email alerts

Keep up to date with our latest news, product and event details

You can check the Financial Services register on the FCA's website.


How can we help you?

01635 555700

Call me back