We are excited to announce that voting is now open for the 2022 British Bank Awards. You can vote for us in three categories this year.
Buy to Let mortgages
Whether starting or expanding your property portfolio, we're here to help.
If you’re already investing in property, or thinking about getting a buy to let mortgage, we have a range of options to choose from. Our buy to let mortgages are available for house purchases or for customers remortgaging from another lender. We will make sure you have all the information you need before you take the next steps or make any decision on purchasing a rental property.
Regulated and non-regulated
Consumer buy to let
Ex pat - Our ExPat BTL is not available if you are living in an EEA country.
Regulation change for landlords
Properties must be located in England or Wales
In order to comply with regulations, any property rented out will have to have a minimum EPC rating of E. A civil penalty of up to £4,000 will be imposed for breaches of the regulations. The regulations will apply to a new tenancy to a new tenant and/or a renewal of a tenancy to an existing tenant.
Our helpful guide to becoming a landlord provides helpful information on finding the right property and regulations to be aware of.Read now
For further information on mortgage appointments see our making a mortgage appointment page for further details.
Appointments with our qualified mortgage advisers can be made on Saturday mornings and can be undertaken by telephone or by videocall.
|Product||Initial rate||APRC||Mortgage fees||Max LTV||Features|
|Buy to Let 3 year discount 75% LTV||2.25%discounted||3.8%||£950 Purchase or Remortgage None None||75%|
|Buy to Let 5 year discount 75% LTV||2.25%discounted||3.1%||£950 Purchase or Remortgage None None||75%|
|Ex-Pat Buy to Let||3.29%variable||4.0%||£1500 Purchase or Remortgage None None||75%|
|Holiday Let 3 Year Discount||3.45%discounted||4.0%||£1500 Purchase or Remortgage None None||75%|
|Limited Company Buy to Let 75% LTV||3.09%discounted||3.9%||£1500 Purchase or Remortgage||75%|
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You can check the Financial Services register on the FCA's website.