If you’re already investing in property, or thinking about getting a buy to let mortgage, we have a range of options to choose from. Our buy to let mortgages are available for house purchases or for customers remortgaging from another lender. We will make sure you have all the information you need before you take the next steps or make any decision on purchasing a rental property.
Regulated and non-regulated
Consumer buy to let
Holiday let
Ex pat - Our ExPat BTL is not available if you are living in an EEA country.
Limited Company
Regulation change for landlords
Properties must be located in the following post code areas; AL, BA, BH, BN, BS, DT, EX, GL, GU, HA, HP, HR, KT, LU, MK, NN, OX, PO, RG, RH, SG, SL, SM, SN, SP, SO, TA, TW, UB, WD, WR.
In order to comply with regulations, any property rented out will have to have a minimum EPC rating of E. A civil penalty of up to £4,000 will be imposed for breaches of the regulations. The regulations will apply to a new tenancy to a new tenant and/or a renewal of a tenancy to an existing tenant.
Our helpful guide to becoming a landlord provides helpful information on finding the right property and regulations to be aware of.
Read nowFor further information on mortgage appointments see our making a mortgage appointment page for further details.
Appointments with our qualified mortgage advisers can be made on Saturday mornings and can be undertaken by telephone or by videocall.
| Product | Initial rate | APRC | Mortgage fees | Max LTV | Features |
|---|---|---|---|---|---|
| Buy to Let 3 year discount 75% LTV | 2.5%discounted | 3.8% | £950 Purchase or Remortgage None None | 75% |
|
| Buy to Let 5 year discount 75% LTV | 2.5%discounted | 3.2% | £950 Purchase or Remortgage None None | 75% |
|
| Ex-Pat Buy to Let | 3.29%variable | 4.0% | £1500 Purchase or Remortgage None None | 75% |
|
| Holiday Let 3 Year Discount | 3.45%discounted | 3.9% | £1500 Purchase or Remortgage | 75% |
|
| Limited Company Buy to Let 75% LTV | 3.09%discounted | 3.9% | £1500 Purchase or Remortgage | 75% |
|
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Newbury Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number 206077). Registered office: Newbury Building Society, 90 Bartholomew Street, Newbury, West Berkshire, RG14 5EE.
English law applies and we will communicate with you in English. We are participants of the Financial Ombudsman Service. We have a complaints procedure which we will provide on request. Most complaints that we cannot resolve can be referred to the Financial Ombudsman Service.
You can check the Financial Services register on the FCA's website.
