Update for members following the Bank of England base rate change on 16 June 2022.
Newbury Building Society supports this scheme, the aim of which is to enable buyers to purchase a home of their own at a price they can afford.
On this scheme the Government lends you up to 20% of the cost of your newly built home, so you’ll only need a 5% cash deposit and a 75% mortgage to make up the rest. You won’t be charged loan fees on the 20% loan for the first five years of owning your home.
For more information on Help to Buy Shared Equity Loans visit the government's Own Your Home website, read our Mortgage Scheme guide or contact us today.
For further information on mortgage appointments see our making a mortgage appointment page for further details.
Appointments can be made during branch operating hours including Saturday mornings with our qualified mortgage advisers and can be undertaken by telephone, videocall or in one of our branches.
Appointments are available by video call, phone and in branch.
Book nowThe government website Own Your Home has full details about the Help to Buy Equity Loan mortgage scheme.
Visit siteProduct | Initial rate | APRC | Mortgage fees | Max LTV | Features |
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Existing Borrowers Help to Buy 5 year discount 75% LTV | 1.74%discounted | 3.4% | £0 None None None | 75% |
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Help to Buy 3 year discount 75% LTV | 1.84%discounted | 3.6% | £600 Purchase £850 Remortgage | 75% |
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Help to Buy 5 year discount 75% LTV | 1.84%discounted | 3.3% | £600 Purchase £850 Remortgage | 75% |
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Help to Buy 5 year discount 85% LTV | 2.14%discounted | 3.4% | £850 Remortgage None None | 85% |
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Help to Buy fixed rate until 29 July 2025 75% LTV | 3.19%fixed | 4.0% | £600 Purchase £850 Remortgage | 75% |
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Help to Buy fixed rate until 29 July 2025 85% LTV | 3.44%fixed | 4.1% | £850 Remortgage None None | 85% |
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Help to Buy fixed rate until 29 July 2027 75% LTV | 3.39%fixed | 4.0% | £600 Purchase £850 Remortgage | 75% |
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Help to Buy fixed rate until 29 September 2024 75% LTV | 3.19%fixed | 4.0% | £600 Purchase £850 Remortgage | 75% |
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