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First time buyers

Whichever route you wish to take, we can point you in the right direction.

We’d love to help you climb onto the property ladder. 

Buying a home is the single biggest purchase most people will ever make, so it’s important to get it right. Our range of mortgages includes products specifically designed to help first time buyers, including Shared Ownership and Help to Buy Equity Loan mortgages.

Our 5% deposit mortgages are available on Shared Ownership mortgages only, these are not part of the Government’s mortgage guarantee scheme.

Great for first time buyers. Great experience using Newbury. When applying for a mortgage for the first time it can be pretty daunting and confusing. Newbury made the application easy and supported us all the way through.

D. Stranks - Smart Money People review 2019

Why choose us?

  • We have products with a minimum 5% deposit on Shared Ownership mortgages 
  • We accept gifted deposits for first time buyers
  • We guarantee that you will always be able to speak to a person, not a computer, in a free, no obligation meeting to discuss your needs
  • We can arrange a telephone or video appointment to suit you
  • We will consider your previous and current circumstances   
First time buyers guide

This guide takes you through the process of buying your first home, including saving for your deposit and applying for a mortgage.

Mortgage glossary

Don't be confused by mortgage jargon. Here's a useful glossary of terms.

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How can we help you?

01635 555700

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