Find out how much your client could borrow.
For the latest changes to lending criteria - please see this page.
Our standard BTL calculation uses a rental coverage of 135% at an interest rate of 5.50%. We can also use other income to support the application, sometimes referred to as top-slicing.
Properties must be located in the following post code areas; AL, BA, BH, BN, BS, DT, EX, GL, GU, HA, HP, HR, KT, LU, MK, NN, OX, PO, RG, RH, SG, SL, SM, SN, SP, SO, TA, TW, UB, WD, WR.
In addition, we can consider properties in the following London postcodes, but they are restricted to 60% loan to value: WC, EC, E, SE, N, NW, W and SW.