PLEASE NOTE: With effect from close of business on Friday 30 October, applications for Standard Residential products on an Interest Only basis will not be accepted. Any applications for Standard Residential products received after close of business on 30 October must be wholly on a Capital & Interest (Repayment) basis.

We are currently only accepting new mortgage applications up to 75% loan to value (size of mortgage in relation to the value of the property.)  Existing borrowers looking to transfer their existing mortgage can do so at a higher loan to value, subject to product terms and conditions.

Maximum loan to share for Shared Ownership mortgages remains at 95%. We are not accepting new Self Build or Holiday Let mortgage applications. Please contact us for further information.

Whether you are moving home, buying your first home or simply want to change your mortgage product, we can help.  We have been helping people with their mortgages for 160 years.

Our qualified mortgage advisers have the expertise to help you choose the right mortgage. We take time to talk to you and understand your individual circumstances and needs.

To find out how much you could borrow, use our affordability calculator, or you can find out how much your monthly payments will be.