Just because you're self-employed, a contractor or freelancer, it doesn't mean obtaining a mortgage is harder than someone with a set salary. With the right amount of preparation and planning, the process can be easier than you think.
Saving for something special?
Or just a rainy day?
Individual Savings Accounts (ISAs) can be one of the best savings accounts to make the most of your money. The interest on a cash ISA is free from tax, so all the interest you earn, you keep. The new Personal Savings Allowance (read more here), introduced in April 2016, means that you might not have to pay tax on your interest, but for that added security, ISAs are still available.
For the tax year starting 6 April 2017, the ISA allowance is £20,000 for cash or Stocks and Shares ISAs and £4,125 for Junior ISAs.
Please note: Our savings accounts are available to residents within our local operating area, defined as within the following postcodes: AL, BA, BH, BN, BS, DT, EX, GL, GU, HA, HP, HR, KT, LU, MK, NN, OX, PO, RG, RH, SG, SL, SM, SN, SP, SO, TA, TW, UB, WD, WR. We accept savings applications from existing members regardless of their postcode.
Open to new and existing customers, and being instant access with competitive rates, this account could be the perfect home for your spare cash.
This account is a type of ISA available to children under the age of 18 and is an excellent way to secure money for your child's future.