ISAs

Saving for something special or just a rainy day?

 

Our ISAs are an easy way to save money without paying tax on the interest you earn. 

Individual Savings Accounts (ISAs) can be one of the best options to make the most of your money. The interest on a cash ISA is free from tax, so all the interest you earn, you keep. 

For the tax year starting 6 April 2023 the ISA allowance is £20,000 for Cash ISAs or Stocks and Shares ISAs and £9,000 for Junior ISAs (JISA).

ISA and JISA transfers in from other providers are accepted into our accounts (subject to account balance limits).

We accept savings applications from new members or existing members who live in England or Wales.

ALREADY HAVE AN ISA ACCOUNT WITH US?

Click here to see how to pay in, and top up. Please note that if you have not paid into your ISA in the current tax year (see above) you will need to complete a re-registration form to be able to pay in. The Junior ISA form can be found here.

Opened a new ISA in branch and the lady serving me was very efficient and all was explained and done easily. With a good interest rate too, why would I go anywhere else?

Smart Money People review, May 2023

NEWBURY BUILDING SOCIETY ISA ACCOUNTS

  • Cash Junior ISA (JISA) - this ISA is available to children under the age of 18 and is an excellent way to secure money for your child's future.

  • 90 Day Cash ISA - our 90 Day Cash ISA can be operated by post, in branch and online. It has a 90 day notice period for withdrawals, so could be an option if you have a long-term purchase in mind and do not require immediate access to the funds. The account is fully flexible, so you can withdraw and replace money from your current or previous years' subscription without it affecting your annual ISA allowance.

  • Easy Access Cash ISA - this account is instant access with competitive rates, so could be the perfect home for your spare cash. Our Easy Access Cash ISA is also fully flexible, you can replace any funds you have withdrawn from your ISA as long as they are deposited in the same tax year as they were withdrawn.

  • Notice Cash ISA - our Notice Cash ISA can be operated by post, in branch and online. It has a 60 day notice period for withdrawals, so could be a sensible option if you're looking to save for a specific purchase. The Notice Cash ISA is also fully flexible, so you can withdraw and replace money from your current or previous years' subscription without it affecting your annual ISA allowance.

Please note all ISA accounts can only be opened in branch or by post. For rates, terms and conditions click the relevant account link below. 

BOOK AN APPOINTMENT WITH A QUALIFIED SAVINGS ADVISER

If you are coming to a branch to open an account we would encourage you to make an appointment to ensure we have a Qualified Savings Adviser free to assist you. If you would like to book an appointment you can, book online, visit a branch, call 01635 555700 or request a call back to arrange one.

What's your savings goal?

Whatever you’re saving towards, our Savings Calculator helps work out how much you need to save, and how often, to hit your target.

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Book a savings appointment online now

Appointments are available by video call, phone and in branch.

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Everything you need to know about Cash ISAs

Not sure where to start with a Cash ISA? Check out our handy back-to-basics guide, which covers everything you need know about these instant savings accounts.

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Our ISA accounts

Account name Balance Gross/Tax free AER Account type Notice period Availability
£40,000+
£30,000+
£20,000+
4.45% variable
4.40% variable
4.35% variable
4.45% variable
4.40% variable
4.35% variable
90 Days
£50+
3.80% variable
3.80% variable
None
£50+
4.65% variable
4.65% variable
None
£25,000+
£5,000+
£50+
4.25% variable
4.05% variable
3.95% variable
4.25% variable
4.05% variable
3.95% variable
60 Days

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01635 555700

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