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Self-employed mortgages

Talk to us about our specialist mortgages if you are self-employed, contracting or a freelancer.


We are currently only accepting new mortgage applications up to 75% loan to value (size of mortgage in relation to the value of the property.)  Existing borrowers looking to transfer their existing mortgage can do so at a higher loan to value, subject to product terms and conditions. 

Maximum loan to share for Shared Ownership mortgages remains at 95%.

Please contact us for further information. 

Looking for a mortgage that works for you when you work for yourself?

Newbury Building Society understands that being classed as self–employed can create challenges when it comes to securing a mortgage. It doesn’t have to.  We understand that if you are self-employed, contracting or freelancing you should have the same opportunities as anybody else when it comes to mortgages.

Whether you’re buying for the first time, moving home or remortgaging, talk to us about our specialist mortgages for the self-employed.

I've had several mortgages with NBS starting when I moved into self-employment and the High Street providers wouldn't help me, ignoring my previous earnings and savings. NBS applied a different approach; looking at you as a whole person and not a set of numbers. They answer the phone, they respond to emails and simply meet all expectations. I can't recommend them highly enough.

CT. Smart Money People review.

Why choose Newbury Building Society for a mortgage when you are self-employed?

  • Our mortgages are specifically designed for the self-employed
  • Over-payment facilities mean that if you have a good year you could pay off some capital, this can help you pay off your mortgage more quickly
  • We are experienced in lending to contractors and will consider interim appointments in individual circumstances

Mortgage appointments

Appointments are available by phone. We have Saturday appointments available and can also offer same day appointments. See our making a mortgage appointment page for further details or click contact now. 

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How can we help you?

01635 555700

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