Shared Ownership mortgages 

Shared Ownership could be the key to owning your first home.

The Shared Ownership scheme is a cross between buying and renting and allows the purchaser to buy a share in a property usually between 25% - 75% of the purchase price, and then pay rent on the remaining share. Also, you only need to pay a deposit on the part of the property you are buying, making it an affordable option to purchase a home with a lower deposit than if buying outright.

Our video explains what Shared Ownership is and how it could help you onto the property ladder.

WE PROVIDE MORTGAGES ON UP TO 95% OF THE SHARE BEING PURCHASED AND;

• We guarantee you will always be able to speak to a person, not a computer and offer a free, no obligation meeting to discuss your needs

• We will consider your previous and current circumstances  

• Our qualified mortgage advisers are available from Monday to Saturday and can also arrange telephone appointments to suit your commitments.

Please note: Shared Ownership Mortgages are subject to the Society's lending criteria. Newbury Building Society's minimum age requirement is 21 and for UK residents only.

MAKE AN APPOINTMENT WITH A QUALIFIED MORTGAGE ADVISER 

For further information on mortgage appointments see our making a mortgage appointment page for further details. 

Appointments can be made during branch operating hours including Saturday mornings with our qualified mortgage advisers and can be undertaken by telephone, videocall or in one of our branches.