Shared Ownership mortgages 

We can help  with your shared ownership mortgage applications. 

Shared Ownership could be the key to owning your first home.

The Shared Ownership scheme is a cross between buying and renting and allows the purchaser to buy a share in a property usually between 25% - 75% of the purchase price, and then pay rent on the remaining share. Also, you only need to pay a deposit on the part of the property you are buying, making it an affordable option to purchase a home with a lower deposit than if buying outright.

Our video explains what Shared Ownership is and how it could help you onto the property ladder.

 
WE PROVIDE MORTGAGES ON UP TO 95% OF THE SHARE BEING PURCHASED AND;
  • We guarantee you will always be able to speak to a person, not a computer and offer a free, no obligation meeting to discuss your needs
  • We will consider your previous and current circumstances  
  • Our qualified mortgage advisers are available from Monday to Saturday and can also arrange telephone appointments to suit your commitments

Please note: Shared Ownership Mortgages are subject to the Society's lending criteria. Newbury Building Society's minimum age requirement is 21 and for UK residents only.

Best option for shared ownership! Newbury were so good at re-newing our mortgage offer. We had 18 months of delays getting into our new build shared ownership property. They kept our mortgage offer going throughout the delays. They are easy to get hold of and always helpful. They even sent us a moving in box which was so unexpected and made the experience of using them go above and beyond what we expected.

Dani - Smart Money People review
MAKE AN APPOINTMENT WITH A QUALIFIED MORTGAGE ADVISER 

For further information on mortgage appointments see our making a mortgage appointment page for further details. 

Appointments with our qualified mortgage advisers can be made on Saturday mornings and can be undertaken by telephone or by videocall. 

Book a mortgage appointment online now

Appointments are available by video call and phone.

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Own Your Home

The government website Own Your Home has full details about the Shared Ownership scheme.

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Shared Ownership mortgages

Product Initial rate APRC Mortgage fees Max LTV Features
Existing Borrower Shared Ownership 3 year discount 95% LTV 2.74%discounted 3.6% £0 None None None 95%
Existing Borrowers Shared Ownership 3 year Fixed rate until 29 September 2024 95% LTV 3.69%fixed 4.0% £0 None None None 95%
Shared Ownership 3 year discount 95% LTV 3.29%discounted 3.9% £0 95%
Shared Ownership fixed rate until 29 November 2023 95% LTV 3.99%fixed 4.0% £0 None None None 95%
Shared Ownership fixed rate until 29 September 2024 95% LTV 3.99%fixed 4.0% £0 None None None 95%
Shared Ownership fixed rate until 29 September 2026 95% LTV 4.09%fixed 4.1% £0 None None None 95%

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