Moving home - Newbury

Find the right mortgage for your next move.

We offer a wide range of residential mortgages for both new and existing customers, designed to help you take that all-important next step—whatever your reason for moving.

If you’re an existing borrower, you may be able to port your current mortgage when moving home, even partway through your term. This means you can keep your existing mortgage product and avoid unnecessary changes.

Our residential mortgages are available across England and Wales (with some restrictions in London).

Unlike automated systems, every application is reviewed by a real person, ensuring a fair and tailored decision. Plus, our registered mortgage advisers are here to guide you every step of the way.

Newbury offer some great mortgage products that align to most people's needs. Also the customer experience is excellent which makes you feel like a valued customer.
Mortgage member Smart Money People review, April 2026

Mortgages for moving home

Product name:	Initial rate:	APRC:	Product fees:	Max LTV:
Existing Borrower Residential 3 year discount View Existing Borrower Residential 3 year discount	4.49% variable	5.7% APRC	£850 purchase £0 Existing borrower transfer	75%
Residential 3 year discount View Residential 3 year discount	4.59% variable	5.7% APRC	£850 purchase £850 remortgage	75%
Existing Borrower Shared Ownership 3 year discount View Existing Borrower Shared Ownership 3 year discount	4.69% variable	5.8% APRC	£0 purchase £0 Existing borrower transfer	90%
Existing Borrower Shared Ownership 3 year discount View Existing Borrower Shared Ownership 3 year discount	4.79% variable	5.9% APRC	£0 purchase £0 Existing borrower transfer	95%
Residential Made to Measure 3 year discount View Residential Made to Measure 3 year discount	4.79% variable	5.7% APRC	£850 purchase £850 remortgage £0 Existing borrower transfer	75%
Shared Ownership 3 year discount View Shared Ownership 3 year discount	4.89% variable	5.9% APRC	£0 purchase £0 remortgage	95%
Residential 3 year discount View Residential 3 year discount	5.09% variable	5.9% APRC	£850 purchase £850 remortgage £0 Existing borrower transfer	85%
Existing Borrower Residential fixed rate until 26 July 2029 View Existing Borrower Residential fixed rate until 26 July 2029	5.09% fixed until 26 July 2029	5.9% APRC	£850 purchase £0 Existing borrower transfer	75%
Residential 3 year discount View Residential 3 year discount	5.19% variable	5.9% APRC	£850 purchase £850 remortgage £0 Existing borrower transfer	90%
Residential Fixed rate until 26 July 2029 View Residential Fixed rate until 26 July 2029	5.19% fixed until 26 July 2029	5.9% APRC	£850 purchase £850 remortgage	75%
Residential Fixed rate until 29 May 2031 View Residential Fixed rate until 29 May 2031	5.19% fixed until 29 May 2031	5.7% APRC	£850 purchase £850 remortgage	75%
Existing Borrower Shared Ownership fixed rate until 29 June 2029 View Existing Borrower Shared Ownership fixed rate until 29 June 2029	5.19% fixed until 29 June 2029	6.0% APRC	£0 purchase £0 Existing borrower transfer	90%
Existing Borrower Shared Ownership fixed rate until 29 June 2029 View Existing Borrower Shared Ownership fixed rate until 29 June 2029	5.29% fixed until 29 June 2029	6.0% APRC	£0 purchase £0 Existing borrower transfer	95%
Shared Ownership fixed rate until 29 August 2028 View Shared Ownership fixed rate until 29 August 2028	5.29% fixed until 29 August 2028	6.0% APRC	£0 purchase £0 remortgage £0 Existing borrower transfer	90%
Shared Ownership fixed rate until 29 June 2029 View Shared Ownership fixed rate until 29 June 2029	5.29% fixed until 29 June 2029	6.0% APRC	£0 purchase £0 remortgage	90%
Shared Ownership fixed rate until 29 June 2031 View Shared Ownership fixed rate until 29 June 2031	5.29% fixed until 29 June 2031	5.9% APRC	£0 purchase £0 remortgage £0 Existing borrower transfer	90%
Shared Ownership fixed rate until 29 June 2029 View Shared Ownership fixed rate until 29 June 2029	5.39% fixed until 29 June 2029	6.0% APRC	£0 purchase £0 remortgage	95%
Shared Ownership fixed rate until 29 June 2031 View Shared Ownership fixed rate until 29 June 2031	5.39% fixed until 29 June 2031	5.9% APRC	£0 purchase £0 remortgage £0 Existing borrower transfer	95%
Shared Ownership fixed rate until 29 August 2028 View Shared Ownership fixed rate until 29 August 2028	5.39% fixed until 29 August 2028	6.1% APRC	£0 purchase £0 remortgage £0 Existing borrower transfer	95%
Residential Made to Measure fixed rate until 26 July 2029 View Residential Made to Measure fixed rate until 26 July 2029	5.44% fixed until 26 July 2029	6.0% APRC	£850 purchase £850 remortgage £0 Existing borrower transfer	75%
Bridging View Bridging	7.0% variable	10.0% APRC	1.5% purchase 1.5% remortgage	75%

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On the move?

Existing Borrower Residential 3 year discount

Residential 3 year discount

Existing Borrower Shared Ownership 3 year discount

Existing Borrower Shared Ownership 3 year discount

Residential Made to Measure 3 year discount

Shared Ownership 3 year discount

Residential 3 year discount

Existing Borrower Residential fixed rate until 26 July 2029

Residential 3 year discount

Residential Fixed rate until 26 July 2029

Residential Fixed rate until 29 May 2031

Existing Borrower Shared Ownership fixed rate until 29 June 2029

Existing Borrower Shared Ownership fixed rate until 29 June 2029

Shared Ownership fixed rate until 29 August 2028

Shared Ownership fixed rate until 29 June 2029

Shared Ownership fixed rate until 29 June 2031

Shared Ownership fixed rate until 29 June 2029

Shared Ownership fixed rate until 29 June 2031

Shared Ownership fixed rate until 29 August 2028

Residential Made to Measure fixed rate until 26 July 2029

Bridging

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Mortgages for moving home

Existing Borrower Residential 3 year discount

Residential 3 year discount

Existing Borrower Shared Ownership 3 year discount

Existing Borrower Shared Ownership 3 year discount

Residential Made to Measure 3 year discount

Shared Ownership 3 year discount

Residential 3 year discount

Existing Borrower Residential fixed rate until 26 July 2029

Residential 3 year discount

Residential Fixed rate until 26 July 2029

Residential Fixed rate until 29 May 2031

Existing Borrower Shared Ownership fixed rate until 29 June 2029

Existing Borrower Shared Ownership fixed rate until 29 June 2029

Shared Ownership fixed rate until 29 August 2028

Shared Ownership fixed rate until 29 June 2029

Shared Ownership fixed rate until 29 June 2031

Shared Ownership fixed rate until 29 June 2029

Shared Ownership fixed rate until 29 June 2031

Shared Ownership fixed rate until 29 August 2028

Residential Made to Measure fixed rate until 26 July 2029

Bridging

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