Announcing new fixed-rate reductions

Announcing new fixed-rate reductions of up to 0.60% across our whole standard residential product range and reductions of up to 0.40% on our whole Shared Ownership mortgage range!

The changes from Tuesday 23 January 2024 are:

• Standard residential 2-year fix to 75% - reduced from 5.59% to 4.99% ending 29 May 2026

• Standard residential 3-year fix to 75% - reduced from 5.29% to 4.79% ending 29 March 2027

• Standard residential 5-year fix to 75% - reduced from 4.99% to 4.39% ending 29 March 2029

• Standard residential Existing Borrower Only 3-year fix to 75% - reduced from 5.19% to 4.69% ending 29 March 2027

• Standard residential Made to Measure 3-year fix to 75% - reduced from 5.69% to 5.19% ending 29 March 2027

• Standard residential 3-year fix to 85% - reduced from 5.79% to 5.29% ending 29 March 2027

• Standard residential 3-year fix to 90% - reduced from 5.99% to 5.49% ending 29 March 2027

In addition, all the above fixed rates no longer have a Booking Fee. All fixed-rate standard residential products can be viewed here. 

Changes to Shared Ownership products are:

• Shared Ownership 2-year fix to 85% - reduced from 5.89% to 5.49% ending 29 May 2026

• Shared Ownership 2-year fix to 95% - reduced from 5.99% to 5.79% ending 29 May 2026

• Shared Ownership 3-year fix to 85% - reduced from 5.49% to 5.39% ending 29 March 2027

• Shared Ownership 3-year fix to 95% - reduced from 5.99% to 5.79% ending 29 March 2027

• Shared Ownership Existing Borrower Only 3-year fix to 85% - reduced from 5.39% to 5.29% ending 29 March 2027

• Shared Ownership Existing Borrower Only 3-year fix to 95% - reduced from 5.89% to 5.69% ending 29 March 2027

• Shared Ownership 5-year fix to 95% - reduced from 5.59% to 5.39% ending 29 March 2029

All fixed-rate Shared Ownership products can be viewed here. 

Don't forget!

• An instant chat service is available from Monday to Friday, 9am-5pm, from 9.30am on Wednesdays. 

• No credit scoring - all cases are assessed on their individual merit.

• Tailored, individual underwriting.

• All types of incomes and a range of currencies considered.

Why not contact our Intermediary team to discuss your requirements and find out more today?