Savings products

Current savings interest rates are effective from 1 July 2022

Rate of interest payable and tax treatment depends on individual circumstances and may be subject to change in the future.
If the balance of the account falls below the minimum, a variable interest rate of 0.50% gross/AER* will be paid. The minimum balance for each account is determined by the lowest band.

*AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. The "gross" interest rate quoted is the contractual rate of interest payable before the deduction of Income tax specified by law. The "tax exempt (free)" interest rate quoted is the contractual rate of interest payable where interest is exempt from Income tax.

Information on how to set up automated payments to your savings account can be found here.

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Please note: Our savings accounts are available to residents within our local operating area, defined as within the following postcodes: AL, BA, BH, BN, BS, DT, EX, GL, GU, HA, HP, HR, KT, LU, MK, NN, OX, PO, RG, RH, SG, SL, SM, SN, SP, SO, TA, TW, UB, WD, WR. We accept savings applications from existing members regardless of their postcode. We do not accept savings applications from new or existing members who live outside of the UK.

12 Results

Account name	Balance	Gross/Tax free	AER	Notice period
Business saver (7 day notice)	£250,000+ £100,000+ £50,000+ £25,000+ £500	0.60% variable 0.60% variable 0.60% variable 0.60% variable 0.60% variable	0.60% variable 0.60% variable 0.60% variable 0.60% variable 0.60% variable	7 Days
Cash Junior ISA	£50+	2.00% variable	2.00% variable	None
Charity account	£1+	0.70% variable	0.70% variable	35 Days
Easy access cash ISA	£50+	0.80% variable	0.80% variable	None
Existing member account	£1+	1.45% variable	1.45% variable	None
Home saver	£10+	1.15% variable	1.15% variable	None
Instant premium	£25,000+ £50+	0.70% variable 0.55% variable	0.70% variable 0.55% variable	None
Senior saver	£500+	0.90% variable	0.90% variable	None
Solicitor deposit	£250,000+ £100,000+ £50,000+ £25,000+ £500+	0.55% variable 0.55% variable 0.55% variable 0.55% variable 0.55% variable	0.55% variable 0.55% variable 0.55% variable 0.55% variable 0.55% variable	None
Treasure plus	£50,000+ £25,000+ £10,000+ £1,000+	1.00% variable 0.75% variable 0.65% variable 0.60% variable	1.00% variable 0.75% variable 0.65% variable 0.60% variable	90 Days
Welcome to Newbury	£50+	1.25% variable	1.25% variable	None
Young saver	£1+	1.50% variable	1.50% variable	None