Self-build mortgages 

Mortgages designed to help you build the home of your dreams.

Do you dream of buying a plot of land and building your own home?

If the answer is yes, Newbury Building Society may be able to help you. Self-building enables you to choose exactly what sort of property you want and build it to your specifications. Around 10% of new homes in the UK are self-built.

To get a mortgage for a self-build project, speak to us to discuss your options. We’ll need to check the plans in detail before making a lending decision and because it’s likely that your project will take some time, we can arrange to release your funds in stages in line with the progress of the build.

Really flexible, amazing service! I was applying for a self build mortgage which has complications, Newbury were flexible in their approach and provided a great service.

Chris Smart Money People review
WE UNDERSTAND THAT DREAMS NEED FUNDING AND WE CAN HELP OUR CUSTOMERS BUILD THEIRS:
  • Our mortgage product is designed for self-build projects
  • Funds can be released in line with the progress of the project, so you are not paying interest on funds you are not using
  • Interest-only mortgage until project completion
  • Help from our experienced and qualified mortgage advisers on which product is right for you and your project
SELF-BUILD HELPFUL RESOURCES:
The National Custom & Self-Build Association (NaCSBA) The official association of self-builders in the UK.
The Self-Build Portal NaCSBA run, government-endorsed website and forum which helps self-builders.
The Self-Build Guide  This free site offers expert advice from veteran self-builders on traditional self-build projects, conversions and specialist eco homes.
Plot Finder  UK plot and renovation project finding service.
Build a Dream Self-Build Association  Membership based self-help group for self-builders. 

 

MAKE AN APPOINTMENT WITH A QUALIFIED MORTGAGE ADVISER 

For further information on mortgage appointments see our making a mortgage appointment page for further details. 

Appointments with our qualified mortgage advisers can be made on Saturday mornings and can be undertaken by telephone or by videocall. 

Book a mortgage appointment online now

Appointments are available by video call and phone.

Book now
GoGreen Self Build Reward

GoGreen Reward is applicable on this self-build mortgage to encourage borrowers to combat climate change by implementing sustainable, energy-efficient features into the build of their home.

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How much can I borrow?

Get a good idea of how much we may be able to lend to you in a few minutes.

Find out

We were struggling to find a mortgage that suited our needs for a self build project but NBS found a solution that was right for us. Dealing with their representatives has been a pleasure - they are always helpful and made the process very easy.

Self-build mortgage

Product Initial rate APRC Mortgage fees Max LTV Features
Self-Build 3.95%variable 4.1% 1% Purchase 75%

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