From today (11 October) we are improving the price on three of our standard residential fixed rates.
A special Friday, five-a-day, fixed rate treat for you!
We have launched FIVE NEW 5-year fixed rate Buy-to-Let and Holiday Let mortgages today for individuals and Limited Companies.
The products are:
Individual Buy-to-Let 5-year fixed rate at 5.79%
Limited Company Buy-to-Let 5-year fixed rate at 6.29%
Expat Buy-to-Let 5-year fixed rate at 6.69%
Individual Holiday Let 5-year fixed rate at 6.69%
Limited Company Holiday Let 5-year fixed rate at 6.89%
Our Buy-to-Let calculator is a quick and easy way to check affordability, and works with our rental coverage of 135% using a stress rate of 8.55% (higher tax rate).
HAVE YOU BEEN LOOKING FOR A HOLIDAY LET LENDER?
Our Holiday-Let mortgage is designed to help customers and Limited Companies who are considering purchasing, remortgaging or borrowing additional funds for a property which will be let on a holiday basis for some or all of the year. In addition, we will consider the potential holiday-let income when assessing affordability to allow investors to see more value from their rental portfolios.
For Ltd Company Buy to Let we accept both SPV companies and established trading companies.
No credit scoring – we assess on individual merit, plus we are good at top slicing!
Tailored underwriting with each case individually considered
Contact us to discuss your client's Buy to Let or Holiday Let requirements today. Our Helpdesk is available 9am-5pm Monday to Friday (9.30am on Wednesdays), by calling 01635 918000.