Affordable housing: sometimes all it takes is a helping hand…

Homeownership doesn’t have to be a pipedream.

There are lots of ways we can help your clients take their first step onto the property ladder:

Shared Ownership

  • A range of 3-year and 5-year mortgage products, fixed and variable 
  • We lend to 95% of the share being purchased
  • We lend on new build houses and flats
  • A number of our mortgage products are ERC free for maximum flexibility 
  • We lend across England and Wales
  • Remortgage and existing borrower transfers available 

Split mortgages

  • Split a mortgage by term, product and repayment method
  • Split a mortgage onto multiple parts of the loan
  • Joint Borrower - Sole Proprietor

Gifted deposit

  • We allow family members to gift as lump sum as a deposit

Help to Buy remortgage

  • While you can no longer apply for a Help to Buy loan to purchase a property, we can help if you are looking to re-mortgage. Visit our Help to Buy remortgage page here.

Don't forget:

  • No credit scoring - all cases are assessed on individual merit
  • Tailored underwriting and each case individually considered
  • All types of income are considered
  • A dedicated helpdesk

For further information, contact us.

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