Affordable housing: sometimes all it takes is a helping hand…

Homeownership doesn’t have to be a pipedream.

There are lots of ways we can help your clients take their first step onto the property ladder:

Shared Ownership

  • A range of 3-year and 5-year mortgage products, fixed and variable 
  • We lend to 95% of the share being purchased
  • We lend on new build houses and flats
  • A number of our mortgage products are ERC free for maximum flexibility 
  • We lend across England and Wales
  • Remortgage and existing borrower transfers available 

Split mortgages

  • Split a mortgage by term, product and repayment method
  • Split a mortgage onto multiple parts of the loan
  • Joint Borrower - Sole Proprietor

Gifted deposit

  • We allow family members to gift as lump sum as a deposit

Help to Buy remortgage

  • While you can no longer apply for a Help to Buy loan to purchase a property, we can help if you are looking to re-mortgage. Visit our Help to Buy remortgage page here.

Don't forget:

  • No credit scoring - all cases are assessed on individual merit
  • Tailored underwriting and each case individually considered
  • All types of income are considered
  • A dedicated helpdesk

For further information, contact us.

Related articles
Register or amend your preferences for your choice of email alerts

Keep up to date with our latest news, product and event details

You can check the Financial Services register on the FCA's website.

Contact

How can we help you?

01635 555700

Call me back