Affordable housing: sometimes all it takes is a helping hand…

Homeownership doesn’t have to be a pipedream.

There are lots of ways we can help your clients take their first step onto the property ladder:

Shared Ownership

• A range of 3-year and 5-year mortgage products, fixed and variable 
• We lend to 95% of the share being purchased
• We lend on new build houses and flats
• A number of our mortgage products are ERC free for maximum flexibility 
• We lend across England and Wales
• Remortgage and existing borrower transfers available 

Help to Buy Equity Loan (and Help to Buy remortgage)

• We lend across England and Wales
• A range of 3-year and 5-year mortgage products, fixed and variable
• For new build properties, the mortgage offer is valid for up to 6 months, however, this can be reviewed if the property delayed
• Remortgage products available

Split mortgages

• Split a mortgage by term, product and repayment method
• Split a mortgage onto multiple parts of the loan
• Joint Borrower - Sole Proprietor

Gifted deposit

• We allow family members to gift as lump sum as a deposit

Don't forget:

• No credit scoring - all cases are assessed on individual merit
• Tailored underwriting and each case individually considered
• All types of income are considered
• A dedicated helpdesk

For further information, contact us.