Existing mortgage customers 

Borrowing more.

 

Are you looking to borrow more on your mortgage?

We understand that over the duration of your mortgage your circumstances could change meaning that you need to borrow additional funds on top of your current mortgage. 

There are a number of reasons that you may want take additional borrowing:

  • Home improvements and extensions

  • Buy an additional share in Shared Ownership

  • Help your children with their own property deposits

  • Contribute to your child’s education costs 

We can give you expert advice on how to borrow more and would be delighted to discuss this with you. 

Newbury - deal with real people. Old fashioned approach - they look at the applicant as a person not a number, are allied to decent quality products, all alongside friendly, competent and efficient staff.

Mr P Bowder. Smart Money People review.
MAKE AN APPOINTMENT WITH A QUALIFIED MORTGAGE ADVISER 

For further information on mortgage appointments see our making a mortgage appointment page for further details. 

Appointments with our qualified mortgage advisers can be made on Saturday mornings and can be undertaken by telephone or by videocall. 

Existing customers Mortgages home page
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Appointments are available by video call and phone.

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Existing borrower mortgages

Product Initial rate APRC Mortgage fees Max LTV Features
3 year discount 75% LTV 4.89%discounted 6.2% £850 Purchase £850 Remortgage 75%
3 year discount 85% LTV 5.79%discounted 6.7% £850 Purchase £850 Remortgage 85%
3 year discount 90% LTV 5.99%discounted 6.8% £850 Purchase £850 Remortgage 90%
Bridging 8.00%variable 10.3% 1.50% of advance amount None None 75%
Buy to Let 3 year discount 75% LTV 5.25%discounted 6.9% £950 Purchase or Remortgage None None 75%
Buy to Let 5 year discount 75% LTV 5.25%discounted 6.6% £950 Purchase or Remortgage None None 75%
Buy to Let fixed rate until 29 July 2029 75% LTV 5.49%fixed 6.7% £950 None None None 75%
Existing Borrowers 3 year discount 75% LTV 4.79%discounted 6.2% £850 Purchase None None 75%
Existing Borrowers Fixed rate until 29 June 2027 75% LTV 4.79%fixed 6.3% £850 Purchase None None 75%
Existing Borrower Shared Ownership 3 year discount 95% LTV 5.24%discounted 6.6% £0 None None None 95%
Existing Borrower Shared Ownership fixed rate until 29 July 2027 85% LTV 5.19%fixed 6.8% £0 None None None 85%
Existing Borrower Shared Ownership fixed rate until 29 July 2027 95% LTV 5.49%fixed 6.8% £0 None None None 95%
Existing Borrower Transfer 3 year discount 75% LTV 6.00%discounted 6.7% £0 Purchase None None 75%
Existing Borrower Transfer Buy to Let 3 year discount 75% LTV 6.50%discounted 7.1% £0 Purchase or Remortgage None None 75%
Existing Borrower Transfer Help to Buy 3 year discount 75% LTV 4.79%discounted 6.1% £0 None None None 75%
Existing Borrower Transfer Help to Buy fixed rate until 29 June 2027 75% LTV 4.79%fixed 6.2% £0 Purchase None None 75%
Existing Borrower Transfer Shared Ownership 3 year discount 75% LTV 6.00%discounted 6.9% £0 None None None 75%
First Homes 3 year discount 65% LTV 4.89%discounted 6.2% £850 Purchase £850 Remortgage 65%
First Homes Fixed rate until 29 June 2027 65% LTV 4.89%fixed 6.3% £850 Purchase and Remortgage None None 65%
Fixed rate until 29 June 2027 75% LTV 4.89%fixed 6.3% £850 Purchase and Remortgage None None 75%
Fixed rate until 29 June 2029 75% LTV 4.69%fixed 5.6% £850 Purchase and Remortgage None None 75%
Fixed rate until 29 May 2027 85% LTV 5.29%fixed 6.5% £850 Purchase and Remortgage None None 85%
Fixed rate until 29 May 2027 90% LTV 5.49%fixed 6.6% £850 Purchase and Remortgage None None 90%
Further Advance 3 year discount 75% LTV 6.00%discounted 7.0% £120 None None None 75%
GoGreen Buy to Let Further Advance 3 year discount 75% LTV 5.00%discounted 6.8% £0 None None None 75%
GoGreen Further Advance 3 year discount 75% LTV 4.44%discounted 6.0% £0 None None None 75%
GoGreen LTD Company Buy to Let Further Advance 3 year discount 75% LTV 5.00%discounted 6.3% £0 None None None 75%
Limited Company Buy to Let 75% LTV 5.50%discounted 7.0% £1500 Purchase or Remortgage None None 75%
Shared Ownership fixed rate until 29 July 2027 85% LTV 5.29%fixed 6.8% £0 None None None 85%
Shared Ownership fixed rate until 29 July 2027 95% LTV 5.59%fixed 6.9% £0 None None None 95%
Shared Ownership fixed rate until 29 July 2029 95% LTV 5.19%fixed 6.5% £0 None None None 95%
Shared Ownership fixed rate until 29 September 2026 85% LTV 5.29%fixed 6.9% £0 None None None 85%
Shared Ownership fixed rate until 29 September 2026 95% LTV 5.59%fixed 7.0% £0 None None None 95%

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