We are extremely pleased to have been recognised as Highly Commended in the ‘Best Fixed Rate Mortgage Lender’ category at the Personal Finance Awards 2023/24.
Existing mortgage customers
Borrowing more.
Are you looking to borrow more on your mortgage?
We understand that over the duration of your mortgage your circumstances could change meaning that you need to borrow additional funds on top of your current mortgage.
There are a number of reasons that you may want take additional borrowing:
Home improvements and extensions
Buy an additional share in Shared Ownership
Help your children with their own property deposits
Contribute to your child’s education costs
We can give you expert advice on how to borrow more and would be delighted to discuss this with you.
Newbury - deal with real people. Old fashioned approach - they look at the applicant as a person not a number, are allied to decent quality products, all alongside friendly, competent and efficient staff.
For further information on mortgage appointments see our making a mortgage appointment page for further details.
Appointments with our qualified mortgage advisers can be made on Saturday mornings and can be undertaken by telephone or by videocall.
Product | Initial rate | APRC | Mortgage fees | Max LTV | Features |
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3 year discount 75% LTV | 5.34%discounted | 6.5% | £600 Purchase £850 Remortgage | 75% |
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3 year discount 90% LTV | 6.54%discounted | 7.1% | £600 Purchase £850 Remortgage | 90% |
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5 year discount 75% LTV | 5.34%discounted | 6.1% | £600 Purchase £850 Remortgage | 75% |
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5 year discount 85% LTV | 6.04%discounted | 6.6% | £600 Purchase £850 Remortgage | 85% |
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Bridging | 8.00%variable | 10.3% | 1.50% of advance amount None None | 75% |
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Buy to Let 3 year discount 75% LTV | 5.50%discounted | 7.0% | £950 Purchase or Remortgage None None | 75% |
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Buy to Let 5 year discount 75% LTV | 5.50%discounted | 6.7% | £950 Purchase or Remortgage None None | 75% |
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Buy to Let Fixed Rate until 29 November 2028 75% LTV | 5.79%fixed | 6.8% | £950 None None None | 75% |
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Existing Borrowers 5 year discount 75% LTV | 5.24%discounted | 6.5% | £600 Purchase None None | 75% |
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Existing Borrowers Fixed rate until 29 January 2027 75% LTV | 5.19%fixed | 6.4% | £600 Purchase None None | 75% |
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Existing Borrower Shared Ownership 3 year discount 95% LTV | 5.24%discounted | 6.6% | £0 None None None | 95% |
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Existing Borrower Shared Ownership fixed rate until 29 November 2026 85% LTV | 5.79%fixed | 6.8% | £0 None None None | 85% |
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Existing Borrower Shared Ownership fixed rate until 29 November 2026 95% LTV | 5.89%fixed | 7.0% | £0 None None None | 95% |
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Existing Borrower Transfer 3 year discount 75% LTV | 6.00%discounted | 6.7% | £0 Purchase None None | 75% |
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Existing Borrower Transfer Buy to Let 3 year discount 75% LTV | 6.50%discounted | 7.1% | £0 Purchase or Remortgage None None | 75% |
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Existing Borrower Transfer Help to Buy 5 year discount 75% LTV | 5.24%discounted | 6.0% | £0 None None None | 75% |
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Existing Borrower Transfer Help to Buy fixed rate until 29 January 2027 75% LTV | 5.19%fixed | 6.4% | £600 Purchase None None | 75% |
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Existing Borrower Transfer Shared Ownership 3 year discount 75% LTV | 6.00%discounted | 6.9% | £0 None None None | 75% |
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First Homes 5 year discount 65% LTV | 5.34%discounted | 6.1% | £600 Purchase £850 Remortgage | 65% |
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First Homes Fixed rate until 29 January 2027 65% LTV | 5.29%fixed | 6.5% | £600 Purchase £850 Remortgage | 65% |
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Fixed rate until 29 January 2027 75% LTV | 5.29%fixed | 6.5% | £300 Purchase £550 Remortgage | 75% |
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Fixed rate until 29 January 2027 85% LTV | 5.79%fixed | 6.7% | £300 Purchase £550 Remortgage | 85% |
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Fixed rate until 29 January 2027 90% LTV | 5.99%fixed | 6.8% | £300 Purchase £550 Remortgage | 90% |
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Fixed rate until 29 January 2029 75% LTV | 4.99%fixed | 5.9% | £300 Purchase £550 Remortgage | 75% |
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Further Advance 3 year discount 75% LTV | 6.00%discounted | 7.0% | £120 None None None | 75% |
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GoGreen Buy to Let Further Advance 3 year discount 75% LTV | 5.00%discounted | 6.8% | £0 None None None | 75% |
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GoGreen Further Advance 5 year discount 75% LTV | 4.44%discounted | 5.9% | £0 None None None | 75% |
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GoGreen LTD Company Buy to Let Further Advance 3 year discount 75% LTV | 5.00%discounted | 6.3% | £0 None None None | 75% |
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Holiday Let 3 Year Discount | 6.00%discounted | 7.1% | £1500 Purchase or Remortgage None None | 75% |
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Holiday Let 5 Year fixed 75% LTV | 6.69%fixed | 7.1% | £1500 Purchase or Remortgage None None | 75% |
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Limited Company Buy to Let 75% LTV | 6.00%discounted | 7.1% | £1500 Purchase or Remortgage None None | 75% |
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Limited Company Holiday Let 5 Year fixed 75% LTV | 6.89%fixed | 7.2% | £1500 Purchase or Remortgage None None | 75% |
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Shared Ownership fixed rate until 29 January 2026 85% LTV | 6.14%fixed | 7.0% | £0 None None None | 85% |
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Shared Ownership fixed rate until 29 January 2026 95% LTV | 6.24%fixed | 7.1% | £0 None None None | 95% |
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Shared Ownership fixed rate until 29 November 2026 85% LTV | 5.89%fixed | 7.0% | £0 None None None | 85% |
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Shared Ownership fixed rate until 29 November 2026 95% LTV | 5.99%fixed | 7.0% | £0 None None None | 95% |
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Shared Ownership fixed rate until 29 November 2028 95% LTV | 5.89%fixed | 6.8% | £0 None None None | 95% |
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Keep up to date with our latest news, product and event details
You can check the Financial Services register on the FCA's website.