Saving hacks to help grow your mortgage deposit
Make your new home dream a reality by reading our top tips on how you can save for a deposit.
Existing borrower mortgages
| Product | Initial rate | APRC | Mortgage fees | Max LTV | Features |
|---|---|---|---|---|---|
| 3 year discount 75% LTV | 4.64%discounted | 6.0% | £0 Purchase £0 Remortgage | 75% |
|
| 3 year discount 85% LTV | 5.54%discounted | 6.4% | £850 Purchase £850 Remortgage | 85% |
|
| 3 year discount 90% LTV | 5.74%discounted | 6.5% | £850 Purchase £850 Remortgage | 90% |
|
| Bridging | 7.75%variable | 10.0% | 1.50% of advance amount None None | 75% |
|
| Buy to Let 3 year discount 75% LTV | 5.00%discounted | 6.5% | £950 Purchase £950 Remortgage | 75% |
|
| Buy to Let 5 year discount 75% LTV | 5.25%discounted | 6.6% | £950 Purchase £950 Remortgage | 75% |
|
| Buy to Let fixed rate until 29 September 2029 75% LTV | 5.49%fixed | 6.5% | £950 Purchase £950 Remortgage | 75% |
|
| Existing Borrowers 3 year discount 75% LTV | 4.54%discounted | 5.9% | £0 Purchase N/A Remortgage | 75% |
|
| Existing Borrowers Fixed rate until 29 August 2027 75% LTV | 4.79%fixed | 6.1% | £850 Purchase N/A Remortgage | 75% |
|
| Existing Borrower Shared Ownership 3 year discount 95% LTV | 4.99%discounted | 6.5% | £0 Purchase N/A Remortgage | 95% |
|
| Existing Borrower Shared Ownership fixed rate until 29 September 2027 85% LTV | 5.19%fixed | 6.6% | £0 Purchase N/A Remortgage | 85% |
|
| Existing Borrower Shared Ownership fixed rate until 29 September 2027 95% LTV | 5.49%fixed | 6.6% | £0 Purchase N/A Remortgage | 95% |
|
| Existing Borrower Transfer 3 year discount 75% LTV | 5.75%discounted | 6.5% | £0 Purchase N/A Remortgage | 75% |
|
| Existing Borrower Transfer Buy to Let 3 year discount 75% LTV | 6.25%discounted | 6.8% | £0 Purchase N/A Remortgage | 75% |
|
| Existing Borrower Transfer Help to Buy 3 year discount 75% LTV | 4.54%discounted | 5.9% | £0 Purchase N/A Remortgage | 75% |
|
| Existing Borrower Transfer Help to Buy fixed rate until 29 August 2027 75% LTV | 4.79%fixed | 6.1% | £0 Purchase N/A Remortgage | 75% |
|
| Existing Borrower Transfer Shared Ownership 3 year discount 75% LTV | 5.75%discounted | 6.7% | £0 Purchase N/A Remortgage | 75% |
|
| First Homes 3 year discount 65% LTV | 4.64%discounted | 6.0% | £0 Purchase £0 Remortgage | 65% |
|
| First Homes Fixed rate until 29 August 2027 65% LTV | 4.89%fixed | 6.1% | £850 Purchase £850 Remortgage | 65% |
|
| Fixed rate until 29 August 2027 75% LTV | 4.89%fixed | 6.1% | £850 Purchase £850 Remortgage | 75% |
|
| Fixed rate until 29 August 2027 85% LTV | 5.29%fixed | 6.3% | £850 Purchase £850 Remortgage | 85% |
|
| Fixed rate until 29 August 2027 90% LTV | 5.49%fixed | 6.4% | £850 Purchase £850 Remortgage | 90% |
|
| Fixed rate until 29 August 2029 75% LTV | 4.69%fixed | 5.6% | £850 Purchase £850 Remortgage | 75% |
|
| Further Advance 3 year discount 75% LTV | 5.75%discounted | 6.4% | £120 Further Advance N/A Purchase or Remortgage | 75% |
|
| GoGreen Buy to Let Further Advance 3 year discount 75% LTV | 4.75%discounted | 6.2% | £0 Further Advance N/A Purchase or Remortgage | 75% |
|
| GoGreen Further Advance 3 year discount 75% LTV | 4.19%discounted | 5.5% | £0 Further Advance N/A Purchase or Remortgage | 75% |
|
| GoGreen LTD Company Buy to Let Further Advance 3 year discount 75% LTV | 4.75%discounted | 6.2% | £0 Further Advance N/A Purchase or Remortgage | 75% |
|
| Holiday Let 3 Year Discount | 5.50%discounted | 6.7% | £1500 Purchase or Remortgage None None | 75% |
|
| Holiday Let 5 Year fixed rate until 29 September 2029 75% LTV | 6.29%fixed | 6.8% | £1500 Purchase or Remortgage None None | 75% |
|
| Limited Company Buy to Let 75% LTV | 5.25%discounted | 6.6% | £1500 Purchase £1500 Remortgage | 75% |
|
| Limited Company Holiday fixed rate until 29 September 2029 75% LTV | 6.49%fixed | 6.9% | £1500 Purchase or Remortgage None None | 75% |
|
| Limited Company Holiday Let 3 Year Discount | 5.50%discounted | 6.7% | £1500 Purchase or Remortgage None None | 75% |
|
| Shared Ownership fixed rate until 29 November 2026 85% LTV | 5.29%fixed | 6.7% | £0 Purchase £0 Remortgage | 85% |
|
| Shared Ownership fixed rate until 29 November 2026 95% LTV | 5.59%fixed | 6.8% | £0 Purchase £0 Remortgage | 95% |
|
| Shared Ownership fixed rate until 29 September 2027 85% LTV | 5.29%fixed | 6.6% | £0 Purchase £0 Remortgage | 85% |
|
| Shared Ownership fixed rate until 29 September 2027 95% LTV | 5.59%fixed | 6.7% | £0 Purchase £0 Remortgage | 95% |
|
| Shared Ownership fixed rate until 29 September 2029 95% LTV | 5.19%fixed | 6.4% | £0 Purchase £0 Remortgage | 95% |
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