You might have heard of an EPC, but what are they really, and what do they mean for buyers and sellers?
We can help you move up or down the housing ladder and you can even take your existing mortgage with you, this is known as ‘porting’. The flexibility to 'port' your existing mortgage means that you may be able to keep your existing mortgage, and take any additional borrowing you may need on a new mortgage product with us. Alternatively you could start a new mortgage product (paying any early repayment charges that are due on your existing mortgage).
Continually the best performer in the market place. We have continually renewed our mortgage product with the Newbury over the past 25 years, not because of blind trust, but because they continually out-perform the competition and are always available for phone consultations to iron out any queries I have had and advise of better products.
For more information on mortgage appointments see our making a mortgage appointment page for further details.
Appointments with our qualified mortgage advisers can be made Monday to Friday and on Saturday mornings and are available by video call or by phone.
|Product||Initial rate||APRC||Mortgage fees||Max LTV||Features|
|3 year discount 75% LTV||1.69%discounted||3.4%||£600 Purchase £850 Remortgage||75%|
|3 year discount 90% LTV||2.99%discounted||3.8%||£600 Purchase £850 Remortgage||90%|
|5 year discount 75% LTV||1.69%discounted||3.1%||£600 Purchase £850 Remortgage||75%|
|5 year discount 85% LTV||1.99%discounted||3.2%||£600 Purchase £850 Remortgage||85%|
|Bridging||4.95%variable||6.9%||1.50% of advance amount None None||75%|
|Buy to Let 3 year discount 75% LTV||2.25%discounted||3.8%||£950 Purchase or Remortgage None None||75%|
|Buy to Let 5 year discount 75% LTV||2.25%discounted||3.1%||£950 Purchase or Remortgage None None||75%|
|Existing Borrowers 3 year Fixed rate until 29 November 2024 75% LTV||1.99%fixed||3.3%||£600 Purchase None None||75%|
|Existing Borrowers 5 year discount 75% LTV||1.59%discounted||2.3%||£600 Purchase||75%|
|Existing Borrower Shared Ownership 3 year discount 95% LTV||2.74%discounted||3.6%||£0 None None None||95%|
|Existing Borrowers Help to Buy 3 year Fixed rate until 29 November 2024 75% LTV||1.99%fixed||3.4%||None None None None||75%|
|Existing Borrowers Help to Buy 5 year discount 75% LTV||1.59%discounted||2.9%||£0 None None None||75%|
|Fixed rate until 29 January 2025 85% LTV||2.79%fixed||3.8%||£300 Purchase £550 Remortgage||85%|
|Fixed rate until 29 January 2025 90% LTV||3.44%fixed||3.9%||£300 Purchase £550 Remortgage||90%|
|Fixed rate until 29 January 2027 75% LTV||2.49%fixed||3.5%||£600 Purchase £850 Remortgage||75%|
|GoGreen Further Advance 5 year discount 75% LTV||1.49%discounted||2.3%||£0 None None None||75%|
|Shared Ownership fixed rate until 29 January 2027 95% LTV||3.89%fixed||4.0%||£0 None None None||95%|
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