Existing mortgage customers 

Moving home

We understand that your circumstances can change and that you may need to move home.

We can help you move up or down the housing ladder and you can even take your existing mortgage with you, this is known as ‘porting’.  The flexibility to 'port' your existing mortgage means that you may be able to keep your existing mortgage, and take any additional borrowing you may need on a new mortgage product with us. Alternatively you could start a new mortgage product (paying any early repayment charges that are due on your existing mortgage).

AM I ELIGIBLE TO PORT MY MORTGAGE?

You can check if your mortgage product is portable by checking your original mortgage offer document.  Alternatively if you would prefer to contact us, we would be happy to confirm for you.

Even if your mortgage product is portable, all requests will be subject to meeting our current lending criteria. Our Mortgage Advisers will be able to discuss this with you.

Continually the best performer in the market place. We have continually renewed our mortgage product with the Newbury over the past 25 years, not because of blind trust, but because they continually out-perform the competition and are always available for phone consultations to iron out any queries I have had and advise of better products.

Mr. Bowen. Smart Money People review.
MAKE AN APPOINTMENT WITH A QUALIFIED MORTGAGE ADVISER 

For more information on mortgage appointments see our making a mortgage appointment page for further details.

Appointments with our qualified mortgage advisers can be made Monday to Friday and on Saturday mornings and are available by video call or by phone.

Book a mortgage appointment online now

Appointments are available by video call and phone.

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Existing borrower mortgages

Product Initial rate APRC Mortgage fees Max LTV Features
3 year discount 75% LTV 1.69%discounted 3.2% £600 Purchase £850 Remortgage 75%
3 year discount 85% LTV 2.99%discounted 3.7% £600 Purchase £850 Remortgage 85%
5 year discount 75% LTV 1.69%discounted 2.9% £600 Purchase £850 Remortgage 75%
Bridging 4.95%variable 6.9% 1.50% of advance amount None None 75%
Buy to Let 3 year discount 75% LTV 2.5%discounted 3.6% £950 Purchase or Remortgage None None 75%
Buy to Let 5 year discount 75% LTV 2.5%discounted 3.5% £950 Purchase or Remortgage 75%
Existing Borrowers 3 year Fixed rate until 29 November 2024 75% LTV 1.99%fixed 3.3% £600 Purchase None None 75%
Existing Borrowers 5 year discount 75% LTV 1.59%discounted 2.3% £600 Purchase 75%
Existing Borrower Shared Ownership 3 year discount 95% LTV 2.74%discounted 3.6% £0 None None None 95%
Existing Borrowers Help to Buy 3 year Fixed rate until 29 November 2024 75% LTV 1.99%fixed 3.4% None None None None 75%
Existing Borrowers Help to Buy 5 year discount 75% LTV 1.59%discounted 2.9% £0 None None None 75%
Fixed rate until 29 November 2024 85% LTV 3.44%fixed 3.9% £300 Purchase £550 Remortgage 85%
Fixed rate until 29 November 2026 75% LTV 2.49%fixed 3.5% £600 Purchase £850 Remortgage 75%
GoGreen Further Advance 5 year discount 75% LTV 1.49%discounted 2.2% £0 75%
Shared Ownership fixed rate until 29 November 2026 95% LTV 3.89%fixed 4.0% £0 None None None 95%

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