Smart Money People have launched a survey for mortgage intermediaries about understanding the challenges brokers and lenders face in identifying and supporting vulnerable customers.
And have we got news for you!
According to all sources, Newbury is the place to go. 'Cause from today (12 September), it's raining mortgage rate reductions. Hallelujah!
Standard residential fixed rates for 75% LTV reduce by 0.30%:
3-year fixed rate from 4.89% to 4.64%
5-year fixed from 4.69% to 4.39%
All Shared Ownership 2 and 3-year fixed rates for 85% and 95% LTV reduce by 0.20%:
2-year fixed for 85% LTV from 5.29% to 5.09%
2-year fixed for 95% LTV from 5.59% to 5.39%
3-year fixed for 85% LTV from 5.29% to 5.09%
3-year fixed for 95% LTV from 5.59% to 5.39%
Existing Borrower only products (standard residential and Shared Ownership) reducing by 0.20%:
Existing Borrower only 3-year fixed for 75% LTV from 4.79% to 4.54%
Shared Ownership Existing Borrower only 3-year fixed for 85% LTV from 5.19% to 4.99%
Shared Ownership Existing Borrower only 3-year fixed for 95% LTV from 5.49% to 5.29%
Made to Measure 3-year fixed reduces by 0.30% from 5.29% to 4.99%.
Buy-To-Let 5-year fixed (for individuals) reduces by 0.25% from 5.49% to 5.24%
Buy-To-Let Ltd Co 5-year fixed reduces by 0.25% from 5.89% to 5.64%
Expat 5-year fixed reduces by 0.65% from 6.29% to 5.64%
Don't forget!
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An instant chat service is available from Monday to Friday, 9am-5pm, from 9.30am on Wednesdays.
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No credit scoring - all cases are assessed on their individual merit.
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Tailored, individual underwriting.
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All types of incomes and a range of currencies considered.
Why not contact our Intermediary team to discuss your requirements and find out more today?