Bring your Holiday Let cases to us

We’re experienced in the holiday let lending area, with mortgage products designed to help your clients to purchase or remortgage a property rented out for holidays for some or all of the year. 

Our common-sense lending approach means your clients can also use personal income to help top up the rental coverage when assessing affordability.

Holiday Let 3-Year Discount 5.25% variable with a max LTV of 75%

Holiday Let Lending in summary

We lend to individuals, Limited Companies or existing trading companies (no SIC codes)

  • The product is suitable for purchase, remortgage, or to borrow additional funds

  • Affordability based on an average of low, mid and high season rents

  • We will consider the potential holiday-let income when assessing affordability to allow investors to see more value from their rental portfolios

  • We consider top-slicing and capital raising

  • AirBnB considered

  • Personal use of the property allowed

  • The property must be located in a suitable holiday location to be considered

  • We lend on holiday let properties with annexes and also lend on standard residentials with an element of holiday let usage

Also, don’t forget!

  • No credit scoring – all cases are assessed on individual merit

  • Tailored underwriting and each case individually considered

  • All types of income are considered

  • We provide a dedicated helpdesk team from Monday to Friday, 9am - 5pm. 

Contact our helpful helpdesk team here by phone, email or live chat. We look forward to seeing those happy holiday let cases!

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