We deal with applications of all flavours, not just vanilla!

We know applications come in all flavours, not just vanilla.

We are known for our common sense approach to underwriting. Our personal and flexible underwriting decisions are made by experienced underwriters and not computers. We deal with and approve cases based on the applicants’ individual circumstances.

Why not try us with your non-vanilla applications?

  • We don’t credit score, our cases are manually underwritten and individually assessed.
  • BTL, Ex-Pat, Holiday lets and Ltd Co BTLs through SPVs - we consider client's surplus income as well if the ICR doesn't work.
  • Retirement and later life lending options – RIO and maximum borrowing age to 90 on standard residential products.
  • Multiple buildings on the same title considered - semi commercial, B&B’s, Barn renovations and new builds.
  • Self-employed and contractors mortgages including directors loans, retained profit, 1 years accounts on our standard residential products.
  • All types of income are considered including income earned outside of the UK.
  • Lending for business purposes Contact us to discuss your client’s requirements today.
  • Our Helpdesk is available 9am – 5pm, Monday to Friday.

Call us today to discuss your non-vanilla cases on 01635 918 000

Related articles
Register or amend your preferences for your choice of email alerts

Keep up to date with our latest news, product and event details

You can check the Financial Services register on the FCA's website.


How can we help you?

01635 555700

Call me back