Fixed rate reductions

Intermediary news

Great news — we’re reducing a range of our standard residential fixed rate products to support more of your clients.

From today, Wednesday 25 February 2026, a number of our fixed‑rate products will see price cuts of up to 20bps, along with refreshed end dates to give customers even greater certainty.

What's changing?

 Was Now
2 year fixed rate up to 75% LTV ending 29 June 2028 4.59% 4.39%
3 year fixed rate up to 75% LTV ending 29 April 2029 4.39% 4.24%
Existing borrower 3 year fixed rate up to 75% LTV ending 29 April 2029 4.29% 4.14%
5 year fixed rate up to 75% LTV ending 29 April 2031 4.39% 4.24%
Existing borrower 5 year fixed rate up to 75% LTV ending 29 April 2031 4.29% 4.14%
Made to Measure 3 year fixed rate ending 29 April 2029 4.99% 4.79%
3 year fixed rate up to 85% LTV ending 29 April 2029 4.79% 4.59%
3 year fixed rate up to 90% LTV ending 29 April 2029 4.99% 4.79%

  • What does this mean for your clients?

    These reductions strengthen our residential range at a time when rate sensitivity remains high. Whether your clients are purchasing or remortgaging, these improved options give them:

    • Reduced rates.

    • Longer‑dated certainty.

    • Greater choice across LTV tiers.

Don't forget! 

  • Our convenient instant chat is available Monday-Friday, 9.00am to 5.00pm. (from 9.30am on a Wednesday)

  • We don't credit score - each and every case is assessed on individual merit and circumstances.

  • Our underwriting process is tailored - no one size fits all.

  • We consider all types of income and a range of currencies.

  • You can now book an appointment with a BDM with our new online booking system here.