Existing customer changing mortgage

As an existing mortgage customer of Newbury Building Society we’d be delighted to help you continue your home ownership journey.

Are you looking to borrow more on your mortgage?

We understand that over the duration of your mortgage your circumstances could change meaning that you need to borrow additional funds on top of your current mortgage. This is called a 'further advance', and it's a way of borrowing against the value of your home.

There are a number of reasons that you may want a further advance:

Home improvements and extensions.
Buy an additional share in Shared Ownership.
Help your children with their own property deposits.
Contribute to your child’s education costs.

We can give you expert advice on how to borrow more and would be delighted to discuss this with you.

We understand that circumstances change and you want to move home.

We can help you move up or down the housing ladder and you can even take your existing mortgage with you, this is known as ‘porting’. The flexibility to 'port' your existing mortgage means that you may be able to keep your existing mortgage, and take any additional borrowing you may need on a new mortgage product with us. Alternatively you could start a new mortgage product (paying any early repayment charges that are due on your existing mortgage).

Am I eligible to port my mortgage?

You can check if your mortgage product is portable by checking your original mortgage offer document. Alternatively if you would prefer to contact us, we would be happy to confirm for you.

Even if your mortgage product is portable, all requests will be subject to meeting our current lending criteria. Our Mortgage Advisers will be able to discuss this with you.

Visit our switching your deal page and see how we can help you easily switch to another deal with us.

Mortgages for existing borrowers

Product name:	Initial rate:	APRC:	Product fees:	Max LTV:
Further advance 3 year discount View Further advance 3 year discount	5.0% variable	5.8% APRC		75%
Existing Borrower Transfer Residential 3 year discount (minimum loan amount £10,000) View Existing Borrower Transfer Residential 3 year discount (minimum loan amount £10,000)	5.0% variable	5.8% APRC	£0 Existing borrower transfer	75%
Existing Borrower Transfer Shared Ownership 3 year discount View Existing Borrower Transfer Shared Ownership 3 year discount	5.0% variable	5.8% APRC	£0 Existing borrower transfer	75%
Existing Borrower Residential 3 year discount View Existing Borrower Residential 3 year discount	4.49% variable	5.7% APRC	£850 purchase £0 Existing borrower transfer	75%
Existing Borrower Transfer Help to Buy 3 year discount View Existing Borrower Transfer Help to Buy 3 year discount	4.49% variable	5.6% APRC	£0 Existing borrower transfer	75%
Existing Borrower Transfer Help to Buy fixed rate until 26 July 2029 View Existing Borrower Transfer Help to Buy fixed rate until 26 July 2029	5.09% fixed until 26 July 2029	5.8% APRC	£0 Existing borrower transfer	75%
Shared Ownership 3 year discount View Shared Ownership 3 year discount	4.89% variable	5.9% APRC	£0 purchase £0 remortgage	95%
Shared Ownership fixed rate until 29 June 2029 View Shared Ownership fixed rate until 29 June 2029	5.39% fixed until 29 June 2029	6.0% APRC	£0 purchase £0 remortgage	95%
Shared Ownership fixed rate until 29 June 2031 View Shared Ownership fixed rate until 29 June 2031	5.39% fixed until 29 June 2031	5.9% APRC	£0 purchase £0 remortgage £0 Existing borrower transfer	95%
Existing Borrower Shared Ownership 3 year discount View Existing Borrower Shared Ownership 3 year discount	4.79% variable	5.9% APRC	£0 purchase £0 Existing borrower transfer	95%
Existing Borrower Shared Ownership fixed rate until 29 June 2029 View Existing Borrower Shared Ownership fixed rate until 29 June 2029	5.29% fixed until 29 June 2029	6.0% APRC	£0 purchase £0 Existing borrower transfer	95%
Residential 3 year discount View Residential 3 year discount	4.59% variable	5.7% APRC	£850 purchase £850 remortgage	75%
Residential 3 year discount View Residential 3 year discount	5.09% variable	5.9% APRC	£850 purchase £850 remortgage £0 Existing borrower transfer	85%
Residential 3 year discount View Residential 3 year discount	5.19% variable	5.9% APRC	£850 purchase £850 remortgage £0 Existing borrower transfer	90%
Existing Borrower Residential fixed rate until 26 July 2029 View Existing Borrower Residential fixed rate until 26 July 2029	5.09% fixed until 26 July 2029	5.9% APRC	£850 purchase £0 Existing borrower transfer	75%
Residential Fixed rate until 26 July 2029 View Residential Fixed rate until 26 July 2029	5.19% fixed until 26 July 2029	5.9% APRC	£850 purchase £850 remortgage	75%
Residential Fixed rate until 29 May 2031 View Residential Fixed rate until 29 May 2031	5.19% fixed until 29 May 2031	5.7% APRC	£850 purchase £850 remortgage	75%
Residential Made to Measure 3 year discount View Residential Made to Measure 3 year discount	4.79% variable	5.7% APRC	£850 purchase £850 remortgage £0 Existing borrower transfer	75%
Residential Made to Measure fixed rate until 26 July 2029 View Residential Made to Measure fixed rate until 26 July 2029	5.44% fixed until 26 July 2029	6.0% APRC	£850 purchase £850 remortgage £0 Existing borrower transfer	75%
GoGreen Further Advance 3 year discount View GoGreen Further Advance 3 year discount	3.44% variable	5.3% APRC		75%
Bridging View Bridging	7.0% variable	10.0% APRC	1.5% purchase 1.5% remortgage	75%
Shared Ownership fixed rate until 29 August 2028 View Shared Ownership fixed rate until 29 August 2028	5.39% fixed until 29 August 2028	6.1% APRC	£0 purchase £0 remortgage £0 Existing borrower transfer	95%
Shared Ownership fixed rate until 29 August 2028 View Shared Ownership fixed rate until 29 August 2028	5.29% fixed until 29 August 2028	6.0% APRC	£0 purchase £0 remortgage £0 Existing borrower transfer	90%
Shared Ownership fixed rate until 29 June 2029 View Shared Ownership fixed rate until 29 June 2029	5.29% fixed until 29 June 2029	6.0% APRC	£0 purchase £0 remortgage	90%
Shared Ownership fixed rate until 29 June 2031 View Shared Ownership fixed rate until 29 June 2031	5.29% fixed until 29 June 2031	5.9% APRC	£0 purchase £0 remortgage £0 Existing borrower transfer	90%
Existing Borrower Shared Ownership 3 year discount View Existing Borrower Shared Ownership 3 year discount	4.69% variable	5.8% APRC	£0 purchase £0 Existing borrower transfer	90%
Existing Borrower Shared Ownership fixed rate until 29 June 2029 View Existing Borrower Shared Ownership fixed rate until 29 June 2029	5.19% fixed until 29 June 2029	6.0% APRC	£0 purchase £0 Existing borrower transfer	90%
GoGreen Buy to Let Further Advance 3 year discount View GoGreen Buy to Let Further Advance 3 year discount	4.0% variable	5.5% APRC		75%
GoGreen Buy to Let LTD Company Further Advance 3 year discount View GoGreen Buy to Let LTD Company Further Advance 3 year discount	4.0% variable	5.5% APRC		75%

What do you want to do?

What do you want to do?

Help & support

Our accounts

Help & support

Existing mortgage customers

Are you looking to borrow more on your mortgage?

There are a number of reasons that you may want a further advance:

We understand that circumstances change and you want to move home.

Am I eligible to port my mortgage?

Further advance 3 year discount

Existing Borrower Transfer Residential 3 year discount (minimum loan amount £10,000)

Existing Borrower Transfer Shared Ownership 3 year discount

Existing Borrower Residential 3 year discount

Existing Borrower Transfer Help to Buy 3 year discount

Existing Borrower Transfer Help to Buy fixed rate until 26 July 2029

Shared Ownership 3 year discount

Shared Ownership fixed rate until 29 June 2029

Shared Ownership fixed rate until 29 June 2031

Existing Borrower Shared Ownership 3 year discount

Existing Borrower Shared Ownership fixed rate until 29 June 2029

Residential 3 year discount

Residential 3 year discount

Residential 3 year discount

Existing Borrower Residential fixed rate until 26 July 2029

Residential Fixed rate until 26 July 2029

Residential Fixed rate until 29 May 2031

Residential Made to Measure 3 year discount

Residential Made to Measure fixed rate until 26 July 2029

GoGreen Further Advance 3 year discount

Bridging

Shared Ownership fixed rate until 29 August 2028

Shared Ownership fixed rate until 29 August 2028

Shared Ownership fixed rate until 29 June 2029

Shared Ownership fixed rate until 29 June 2031

Existing Borrower Shared Ownership 3 year discount

Existing Borrower Shared Ownership fixed rate until 29 June 2029

GoGreen Buy to Let Further Advance 3 year discount

GoGreen Buy to Let LTD Company Further Advance 3 year discount

Need some help?

New to Newbury?

What do you want to do?

Book a mortgage appointment

Discover how much you could borrow

Use our buy-to-let calculator

Calculate your monthly payments

Already have a mortgage with us?

What do you want to do?

Register for myaccounts

Help & support

Save with us

Our accounts

Book a savings appointment

Apply for a savings account online

Savings calculator

Already a savings customer?

Help & support

Register for myaccounts

Apply for a savings account online

Login to myaccounts

Get to know Newbury

Being a member

What's it like to work here?

Get involved

Existing mortgage customers

Additional borrowing

Are you looking to borrow more on your mortgage?

There are a number of reasons that you may want a further advance:

Moving house

We understand that circumstances change and you want to move home.

Am I eligible to port my mortgage?

Current deal coming to an end?

Book a mortgage appointment online now

Mortgages for existing borrowers

Further advance 3 year discount

Existing Borrower Transfer Residential 3 year discount (minimum loan amount £10,000)

Existing Borrower Transfer Shared Ownership 3 year discount

Existing Borrower Residential 3 year discount

Existing Borrower Transfer Help to Buy 3 year discount

Existing Borrower Transfer Help to Buy fixed rate until 26 July 2029

Shared Ownership 3 year discount

Shared Ownership fixed rate until 29 June 2029

Shared Ownership fixed rate until 29 June 2031

Existing Borrower Shared Ownership 3 year discount

Existing Borrower Shared Ownership fixed rate until 29 June 2029

Residential 3 year discount

Residential 3 year discount

Residential 3 year discount

Existing Borrower Residential fixed rate until 26 July 2029

Residential Fixed rate until 26 July 2029

Residential Fixed rate until 29 May 2031

Residential Made to Measure 3 year discount

Residential Made to Measure fixed rate until 26 July 2029

GoGreen Further Advance 3 year discount

Bridging

Shared Ownership fixed rate until 29 August 2028

Shared Ownership fixed rate until 29 August 2028

Shared Ownership fixed rate until 29 June 2029

Shared Ownership fixed rate until 29 June 2031

Existing Borrower Shared Ownership 3 year discount

Existing Borrower Shared Ownership fixed rate until 29 June 2029

GoGreen Buy to Let Further Advance 3 year discount

GoGreen Buy to Let LTD Company Further Advance 3 year discount

Need some help?

Book a mortgage appointment

Contact us

Visit your local branch