Restricted access

If you don't need immediate access to your savings, a restricted access account could be a good option for you.

Locking your money away for a set period can often mean a higher rate of interest - perfect for growing your holiday, new home, or retirement fund a bit quicker.

We have a range of restricted access accounts which could be right for you:

Home Saver - ideal if you are saving for your first home.
Charity account - interest is payable to you as well as an annual donation being made to one of our partnered charities and has a 35-day notice requirement.
Treasure Plus - if you have more than £10,000 to save then this account is worth considering. 90 days notice is required.
Access 90 - if you have more than £1,000 to save and there's 90 days notice required.
Access 180 - if you have more than £25,000 to save - there's 180 days notice required.

For rates and full terms and conditions, explore each account below.

Restricted access accounts:

Account name:

Balance:

Gross / Tax Free:

AER

Manage your money:

Accessing your money:

Access 90

£1,000+

3.65% variable

on-line
by post
in branch

90 days notice required

Home Saver

£10+

3.20% variable

on-line
by post
in branch

Two withdrawals per calendar year

Charity Account

£1+

2.60% variable

on-line
in branch

35 days notice

Treasure Plus

£1,000+	2.45% variable	2.45% variable
£10,000+	2.55% variable	2.55% variable
£25,000+	2.90% variable	2.90% variable
£50,000+	3.20% variable	3.20% variable

on-line
by post
in branch

90 days notice is required where balance is below £10,000

Access 180

£10,000+

4.00% variable

on-line
by post
in branch

180 days notice

You're protected up to £85,000

Your eligible deposits with Newbury Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS), the UK's deposit guarantee scheme.

Learn more about the FSCS

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