Changes to our Notice Cash ISA and 90 Day Cash ISA savings accounts

News

4 Feb 2026

  • Luke Pummell

    Head of Product Management

We have made some positive changes to our 90 Day Cash ISA savings account and our Notice Cash ISA savings account effective from 4 February 2026.

  • What's changing?

    Notice Cash ISA savings account changes 

    • New rate structure from 4 February 2026

    • See this account here

    Previous tiered rates  New rate structure (4 February 2026)
    £25,000+ > 3.00% AER £50+ > 3.00% AER
    £5,000+ > 2.85% AER Below £50 > 1.25% AER (default rate)
    £50+ > 2.75% AER  

    90 Day Cash ISA savings account changes 

    • New rate structure from 4 February 2026

    • Lower minimum opening and operating balance from £20,000 to £50.

    • Simplified interest structure

    • See this account here 

    Previous tiered rates  New rate structure (4 February 2026)
    £40,000+ > 3.25% AER £50+ > 3.25% AER
    £30,000+ > 3.15% AER Below £50 > 1.25% AER (default rate)
    £20,000+ > 3.05% AER  

  • What this means for you?

    If your current balance falls within one of the lower tiers, you'll benefit from a higher interest rate. All other terms and conditions of your account will remain unchanged.

  • Questions?

    • To find out more about our accounts, visit this page or call us 01635 555700.

    • To book an appointment with one of our advisers click here. Appointments can take place in branch, over the phone, or via video call at a time to suit you.