Moving home - Newbury

We provide a wide range of mortgages for new and existing customers and would like nothing more than to help you make that all-important next move, whatever the reason.

Mortgages from 5% deposit, enabling you to borrow up to 95% of the value of your new home.
If you're an existing borrower and you decide that you want to move part way through your mortgage, you may be eligible to take your current mortgage product with you.
Residential mortgages available across England and Wales
Every case is reviewed by a human being instead of a computer, and our expert mortgage advisers are on hand if you need them.

Clare was very thorough and made the process easy to understand. I felt pleased with all of the options offered and the questions given to help me make the right choice for myself. I liked that she also emailed me some information on product transfers before our phone call so I could do some research in preparation.
Mortgage member Smart Money People review, November 2025

Mortgages for moving home

Product name:	Initial rate:	APRC:	Product fees:	Max LTV:
Shared Ownership 3 year discount View Shared Ownership 3 year discount	4.4% variable	5.9% APRC	£0 purchase £0 remortgage	95%
Existing Borrower Shared Ownership 3 year discount View Existing Borrower Shared Ownership 3 year discount	4.3% variable	5.8% APRC	£0 purchase £0 Existing borrower transfer	95%
Shared Ownership fixed rate until 29 November 2028 View Shared Ownership fixed rate until 29 November 2028	4.65% fixed until 29 November 2028	5.9% APRC	£0 purchase £0 remortgage	95%
Shared Ownership fixed rate until 29 November 2028 View Shared Ownership fixed rate until 29 November 2028	4.45% fixed until 29 November 2028	5.9% APRC	£0 purchase £0 remortgage	85%
Shared Ownership fixed rate until 29 January 2028 View Shared Ownership fixed rate until 29 January 2028	4.69% fixed until 29 January 2028	6.1% APRC	£0 purchase £0 remortgage £0 Existing borrower transfer	95%
Shared Ownership fixed rate until 29 January 2028 View Shared Ownership fixed rate until 29 January 2028	4.65% fixed until 29 January 2028	6.1% APRC	£0 purchase £0 remortgage £0 Existing borrower transfer	85%
Shared Ownership fixed rate until 29 November 2030 View Shared Ownership fixed rate until 29 November 2030	4.65% fixed until 29 November 2030	5.7% APRC	£0 purchase £0 remortgage £0 Existing borrower transfer	95%
Existing Borrower Shared Ownership 3 year discount View Existing Borrower Shared Ownership 3 year discount	4.2% variable	5.8% APRC	£0 purchase £0 Existing borrower transfer	85%
Made to Measure 3 year discount View Made to Measure 3 year discount	4.34% variable	5.8% APRC	£850 purchase £850 remortgage £0 Existing borrower transfer	75%
Made to Measure fixed rate until 29 December 2028 View Made to Measure fixed rate until 29 December 2028	4.99% fixed until 29 December 2028	6.0% APRC	£850 purchase £850 remortgage £0 Existing borrower transfer	75%
3 year discount View 3 year discount	4.04% variable	5.7% APRC	£850 purchase £850 remortgage	75%
3 year discount View 3 year discount	4.74% variable	5.9% APRC	£850 purchase £850 remortgage £0 Existing borrower transfer	90%

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Moving home?

Shared Ownership 3 year discount

Existing Borrower Shared Ownership 3 year discount

Shared Ownership fixed rate until 29 November 2028

Shared Ownership fixed rate until 29 November 2028

Shared Ownership fixed rate until 29 January 2028

Shared Ownership fixed rate until 29 January 2028

Shared Ownership fixed rate until 29 November 2030

Existing Borrower Shared Ownership 3 year discount

Made to Measure 3 year discount

Made to Measure fixed rate until 29 December 2028

3 year discount

3 year discount

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Mortgages for moving home

Shared Ownership 3 year discount

Existing Borrower Shared Ownership 3 year discount

Shared Ownership fixed rate until 29 November 2028

Shared Ownership fixed rate until 29 November 2028

Shared Ownership fixed rate until 29 January 2028

Shared Ownership fixed rate until 29 January 2028

Shared Ownership fixed rate until 29 November 2030

Existing Borrower Shared Ownership 3 year discount

Made to Measure 3 year discount

Made to Measure fixed rate until 29 December 2028

3 year discount

3 year discount

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