Existing customer changing mortgage

As an existing mortgage customer of Newbury Building Society we’d be delighted to help you continue your home ownership journey.

Are you looking to borrow more on your mortgage?

We understand that over the duration of your mortgage your circumstances could change meaning that you need to borrow additional funds on top of your current mortgage. This is called a 'further advance', and it's a way of borrowing against the value of your home.

There are a number of reasons that you may want a further advance:

Home improvements and extensions
Buy an additional share in Shared Ownership
Help your children with their own property deposits
Contribute to your child’s education costs

We can give you expert advice on how to borrow more and would be delighted to discuss this with you.

We understand that circumstances change and you want to move home.

We can help you move up or down the housing ladder and you can even take your existing mortgage with you, this is known as ‘porting’. The flexibility to 'port' your existing mortgage means that you may be able to keep your existing mortgage, and take any additional borrowing you may need on a new mortgage product with us. Alternatively you could start a new mortgage product (paying any early repayment charges that are due on your existing mortgage).

Am I eligible to port my mortgage?

You can check if your mortgage product is portable by checking your original mortgage offer document. Alternatively if you would prefer to contact us, we would be happy to confirm for you.

Even if your mortgage product is portable, all requests will be subject to meeting our current lending criteria. Our Mortgage Advisers will be able to discuss this with you.

Visit our switching your deal page and see how we can help you easily switch to another deal with us.

Mortgages for existing borrowers

Product name:	Initial rate:	APRC:	Product fees:	Max LTV:
3 year discount View 3 year discount	4.74% variable	5.9% APRC	£850 purchase £850 remortgage £0 Existing borrower transfer	90%
3 year discount View 3 year discount	4.64% variable	5.8% APRC	£850 purchase £850 remortgage £0 Existing borrower transfer	85%
3 year discount View 3 year discount	4.04% variable	5.7% APRC	£850 purchase £850 remortgage	75%
Existing Borrower 3 year discount View Existing Borrower 3 year discount	3.94% variable	5.6% APRC	£850 purchase £0 Existing borrower transfer	75%
Existing Borrower Transfer 3 year discount (minimum loan amount £10,000) View Existing Borrower Transfer 3 year discount (minimum loan amount £10,000)	5.15% variable	6.0% APRC	£0 Existing borrower transfer	75%
Existing Borrower Transfer Help to Buy 3 year discount View Existing Borrower Transfer Help to Buy 3 year discount	3.94% variable	5.6% APRC	£0 Existing borrower transfer	75%
GoGreen Further Advance 3 year discount View GoGreen Further Advance 3 year discount	3.59% variable	5.5% APRC		75%
Bridging View Bridging	7.15% variable	10.1% APRC	1.5% purchase 1.5% remortgage	75%
Made to Measure 3 year discount View Made to Measure 3 year discount	4.34% variable	5.8% APRC	£850 purchase £850 remortgage £0 Existing borrower transfer	75%
Made to Measure fixed rate until 29 December 2028 View Made to Measure fixed rate until 29 December 2028	5.04% fixed until 29 December 2028	6.0% APRC	£850 purchase £850 remortgage £0 Existing borrower transfer	75%
Shared Ownership fixed rate until 29 November 2028 View Shared Ownership fixed rate until 29 November 2028	4.45% fixed until 29 November 2028	5.9% APRC	£0 purchase £0 remortgage	85%
Existing Borrower Shared Ownership fixed rate until 29 November 2028 View Existing Borrower Shared Ownership fixed rate until 29 November 2028	4.35% fixed until 29 November 2028	5.9% APRC	0 purchase 0 Existing borrower transfer	85%
Shared Ownership fixed rate until 29 January 2028 View Shared Ownership fixed rate until 29 January 2028	4.65% fixed until 29 January 2028	6.1% APRC	£0 purchase £0 remortgage £0 Existing borrower transfer	85%
Existing Borrower Shared Ownership fixed rate until 29 November 2028 View Existing Borrower Shared Ownership fixed rate until 29 November 2028	4.55% fixed until 29 November 2028	5.9% APRC	£0 purchase £0 Existing borrower transfer	95%
Shared Ownership fixed rate until 29 January 2028 View Shared Ownership fixed rate until 29 January 2028	4.69% fixed until 29 January 2028	6.1% APRC	£0 purchase £0 remortgage £0 Existing borrower transfer	95%
Shared Ownership fixed rate until 29 November 2028 View Shared Ownership fixed rate until 29 November 2028	4.65% fixed until 29 November 2028	5.9% APRC	£0 purchase £0 remortgage	95%
Shared Ownership fixed rate until 29 November 2030 View Shared Ownership fixed rate until 29 November 2030	4.65% fixed until 29 November 2030	5.7% APRC	£0 purchase £0 remortgage £0 Existing borrower transfer	95%
Shared Ownership 3 year discount View Shared Ownership 3 year discount	4.4% variable	5.9% APRC	£0 purchase £0 remortgage	95%
Existing Borrower Transfer Shared Ownership 3 year discount View Existing Borrower Transfer Shared Ownership 3 year discount	5.15% variable	6.0% APRC	£0 Existing borrower transfer	75%
Existing Borrower Shared Ownership 3 year discount View Existing Borrower Shared Ownership 3 year discount	4.2% variable	5.8% APRC	£0 purchase £0 Existing borrower transfer	85%
Existing Borrower Shared Ownership 3 year discount View Existing Borrower Shared Ownership 3 year discount	4.3% variable	5.8% APRC	£0 purchase £0 Existing borrower transfer	95%
Fixed rate until 27 February 2028 View Fixed rate until 27 February 2028	4.59% fixed until 27 February 2028	6.0% APRC	£850 purchase £850 remortgage £0 Existing borrower transfer	75%
Fixed rate until 29 December 2028 View Fixed rate until 29 December 2028	4.39% fixed until 29 December 2028	5.8% APRC	£850 purchase £850 remortgage	75%
Fixed rate until 29 December 2028 View Fixed rate until 29 December 2028	5.39% fixed until 29 August 2028	6.1% APRC	£850 purchase £850 remortgage £0 Existing borrower transfer	90%
Existing Borrower fixed rate until 29 December 2028 View Existing Borrower fixed rate until 29 December 2028	4.29% fixed until 29 December 2028	5.7% APRC	£850 purchase £0 Existing borrower transfer	75%
Fixed rate until 29 December 2028 View Fixed rate until 29 December 2028	5.19% fixed until 29 December 2028	6.0% APRC	£850 purchase £850 remortgage £0 Existing borrower transfer	85%
Existing Borrower Transfer Help to Buy fixed rate until 29 December 2028 View Existing Borrower Transfer Help to Buy fixed rate until 29 December 2028	4.29% fixed until 29 December 2028	5.7% APRC	£0 Existing borrower transfer	75%
Further advance 3 year discount View Further advance 3 year discount	5.15% variable	6.0% APRC		75%
Fixed rate until 29 December 2030 View Fixed rate until 29 December 2030	4.29% fixed until 29 December 2030	5.4% APRC	£850 purchase £850 remortgage	75%
Existing Borrower Fixed rate until 29 December 2030 View Existing Borrower Fixed rate until 29 December 2030	4.19% fixed until 29 December 2030	5.4% APRC	£850 purchase £0 Existing borrower transfer	75%

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Existing mortgage customers

Additional borrowing

Are you looking to borrow more on your mortgage?

There are a number of reasons that you may want a further advance:

Moving house

We understand that circumstances change and you want to move home.

Am I eligible to port my mortgage?

Current deal coming to an end?

Book a mortgage appointment online now

Mortgages for existing borrowers

3 year discount

3 year discount

3 year discount

Existing Borrower 3 year discount

Existing Borrower Transfer 3 year discount (minimum loan amount £10,000)

Existing Borrower Transfer Help to Buy 3 year discount

GoGreen Further Advance 3 year discount

Bridging

Made to Measure 3 year discount

Made to Measure fixed rate until 29 December 2028

Shared Ownership fixed rate until 29 November 2028

Existing Borrower Shared Ownership fixed rate until 29 November 2028

Shared Ownership fixed rate until 29 January 2028

Existing Borrower Shared Ownership fixed rate until 29 November 2028

Shared Ownership fixed rate until 29 January 2028

Shared Ownership fixed rate until 29 November 2028

Shared Ownership fixed rate until 29 November 2030

Shared Ownership 3 year discount

Existing Borrower Transfer Shared Ownership 3 year discount

Existing Borrower Shared Ownership 3 year discount

Existing Borrower Shared Ownership 3 year discount

Fixed rate until 27 February 2028

Fixed rate until 29 December 2028

Fixed rate until 29 December 2028

Existing Borrower fixed rate until 29 December 2028

Fixed rate until 29 December 2028

Existing Borrower Transfer Help to Buy fixed rate until 29 December 2028

Further advance 3 year discount

Fixed rate until 29 December 2030

Existing Borrower Fixed rate until 29 December 2030

Need some help?

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