Changes to savings interest rates from 22 January 2026.

Our savings interest rates will reduce on average by 0.22% across our account product range. The new interest rates for current and closed accounts are available here.    

Find your savings account:

Account name: Balance: Gross / Tax Free: AER Manage your money: Accessing your money:

Access 180
£10,000+ 4.00% variable 4.00% variable
  • on-line
  • by post
  • in branch
 180 days notice

Fixed Rate Bond (5 May 2027)
£5,000+ 4.00% fixed 4.00% fixed
  • on-line
  • by post
  • in branch
 No withdrawals until 5 May 2027

Fixed Rate Bond (1 June 2028)
£5,000+ 4.00% fixed 4.00% fixed
  • on-line
  • by post
  • in branch
 No withdrawals until 1 June 2028

ISA Fixed Rate Bond (29 November 2028)
£5,000+ 3.90% fixed 3.90% fixed
  • on-line
  • by post
  • in branch
 No access until 29 November 2028

Access 90
£1,000+ 3.65% variable 3.65% variable
  • on-line
  • by post
  • in branch
 90 days notice required

Junior Cash ISA
£50+ 3.40% variable 3.40% variable
  • by post
  • in branch
 No notice required

Existing Member Account
£1+ 3.35% variable 3.35% variable
  • on-line
  • by post
  • in branch
 No notice required

90 Day Cash ISA
£20,000+ 3.30% variable 3.30% variable
£30,000+ 3.40% variable 3.40% variable
£40,000+ 3.50% variable 3.50% variable
  • on-line
  • by post
  • in branch
 90 days notice

Home Saver
£10+ 3.20% variable 3.20% variable
  • on-line
  • by post
  • in branch
 Two withdrawals per calendar year

Welcome to Newbury
£50+ 3.15% variable 3.15% variable
  • on-line
  • by post
  • in branch
 No notice required