We have made some positive changes to our 90 Day Cash ISA savings account and our Notice Cash ISA savings account effective from 4 February 2026.
These updates are designed to simplify the interest rate structure on your account and make it more accessible.
What's changing?
Notice Cash ISA savings account changes
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New rate structure from 4 February 2026
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See this account here
| Previous tiered rates | New rate structure (4 February 2026) |
| £25,000+ > 3.00% AER | £50+ > 3.00% AER |
| £5,000+ > 2.85% AER | Below £50 > 1.25% AER (default rate) |
| £50+ > 2.75% AER |
90 Day Cash ISA savings account changes
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New rate structure from 4 February 2026
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Lower minimum opening and operating balance from £20,000 to £50.
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Simplified interest structure
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See this account here
| Previous tiered rates | New rate structure (4 February 2026) |
| £40,000+ > 3.25% AER | £50+ > 3.25% AER |
| £30,000+ > 3.15% AER | Below £50 > 1.25% AER (default rate) |
| £20,000+ > 3.05% AER |
What this means for you?
If your current balance falls within one of the lower tiers, you'll benefit from a higher interest rate. All other terms and conditions of your account will remain unchanged.
Questions?
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To find out more about our accounts, visit this page or call us 01635 555700.
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To book an appointment with one of our advisers click here. Appointments can take place in branch, over the phone, or via video call at a time to suit you.