We're pleased to confirm we have increased the maximum amount you can pay into your Existing Member Account (EMA) and your Welcome to Newbury Account.
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We have increased the EMA maximum deposit limit for the 2025-26 tax year from £8,000 to £10,000.
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We have made a increase to the maximum balance for the Welcome to Newbury account from £7,000 to £8,000.
Both changes come into effect on 6 February 2026.
What does that mean for you?
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If you have an EMA account, you can now ‘top-up’ to a maximum of £10,000 until 5 April 2026.
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If you have a Welcome to Newbury account, you can also now pay in the difference between your current balance up to a maximum of £8,000.
Paying money into your accounts
You can deposit further funds into your account(s) in the following ways:
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By debit card through your myaccounts online service or app.
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By bank transfer or CHAPS.
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In branch - we accept debit card, cash and cheques in all our branches.
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By post - you can send a cheque payable to the account holder to our head office (myaccounts team, 90 Bartholomew Street, Newbury, Berkshire, RG14 5EE).
Like to find out more?
To find out more about all of our savings accounts, you can view them here.
To book an appointment with an adviser, click here or call 01635 555700. Appointments can take place in branch, over the phone, or via video call at a time to suit you.