Remortgaging to Newbury

Switching to a new mortgage or want to borrow further funds? Whatever the reason, a standard remortgage can be completed simply, meaning you could start benefitting from your new mortgage sooner than you thought.

Remortgaging is when you pay off your existing mortgage and switch to another lender. It can be a standard switch, or, you may have the possibility of borrowing a little extra.

You may want to move your mortgage to Newbury Building Society to:

Reduce your monthly repayments,
Reduce the term of your mortgage, or
Release some of the equity in your home to put towards home improvements or to raise capital for another purpose.
Remortgage your Help to Buy from your existing lender to Newbury Building Society

Make an appointment to discuss your remortgage

For further information on mortgage appointments see our making a mortgage appointment page for further details or click here to book online now.

Appointments can be made during branch operating hours including Saturday mornings with our qualified mortgage advisers and can be undertaken by telephone, videocall or in one of our branches.

Remortgaging mortgages

Product name:	Initial rate:	APRC:	Product fees:	Max LTV:
3 year discount View 3 year discount	4.74% variable	5.9% APRC	£850 purchase £850 remortgage £0 Existing borrower transfer	90%
3 year discount View 3 year discount	4.64% variable	5.8% APRC	£850 purchase £850 remortgage £0 Existing borrower transfer	85%
3 year discount View 3 year discount	4.04% variable	5.7% APRC	£850 purchase £850 remortgage	75%
First Homes 3 year discount View First Homes 3 year discount	4.04% variable	5.7% APRC	£850 purchase £850 remortgage	65%
Help to Buy 3 year discount View Help to Buy 3 year discount	4.04% variable	5.7% APRC	£850 remortgage	75%
Help to Buy fixed rate until 29 August 2028 View Help to Buy fixed rate until 29 August 2028	4.54% fixed until 29 August 2028	5.8% APRC	£850 remortgage	75%
Bridging View Bridging	7.15% variable	10.1% APRC	1.5% purchase 1.5% remortgage	75%
Made to Measure 3 year discount View Made to Measure 3 year discount	4.34% variable	5.8% APRC	£850 purchase £850 remortgage £0 Existing borrower transfer	75%
Made to Measure fixed rate until 29 December 2028 View Made to Measure fixed rate until 29 December 2028	5.04% fixed until 29 December 2028	6.0% APRC	£850 purchase £850 remortgage £0 Existing borrower transfer	75%
Shared Ownership fixed rate until 29 November 2028 View Shared Ownership fixed rate until 29 November 2028	4.45% fixed until 29 November 2028	5.9% APRC	£0 purchase £0 remortgage	85%
Shared Ownership fixed rate until 29 January 2028 View Shared Ownership fixed rate until 29 January 2028	4.65% fixed until 29 January 2028	6.1% APRC	£0 purchase £0 remortgage £0 Existing borrower transfer	85%
Shared Ownership fixed rate until 29 January 2028 View Shared Ownership fixed rate until 29 January 2028	4.69% fixed until 29 January 2028	6.1% APRC	£0 purchase £0 remortgage £0 Existing borrower transfer	95%
Shared Ownership fixed rate until 29 November 2028 View Shared Ownership fixed rate until 29 November 2028	4.65% fixed until 29 November 2028	5.9% APRC	£0 purchase £0 remortgage	95%
Shared Ownership fixed rate until 29 November 2030 View Shared Ownership fixed rate until 29 November 2030	4.65% fixed until 29 November 2030	5.7% APRC	£0 purchase £0 remortgage £0 Existing borrower transfer	95%
Shared Ownership 3 year discount View Shared Ownership 3 year discount	4.4% variable	5.9% APRC	£0 purchase £0 remortgage	95%
Fixed rate until 27 February 2028 View Fixed rate until 27 February 2028	4.59% fixed until 27 February 2028	6.0% APRC	£850 purchase £850 remortgage £0 Existing borrower transfer	75%
Fixed rate until 29 December 2028 View Fixed rate until 29 December 2028	4.39% fixed until 29 December 2028	5.8% APRC	£850 purchase £850 remortgage	75%
Fixed rate until 29 December 2028 View Fixed rate until 29 December 2028	5.39% fixed until 29 August 2028	6.1% APRC	£850 purchase £850 remortgage £0 Existing borrower transfer	90%
First Homes fixed rate until 29 December 2028 View First Homes fixed rate until 29 December 2028	4.39% fixed until 29 December 2028	5.8% APRC	£850 purchase £850 remortgage	65%
Fixed rate until 29 December 2028 View Fixed rate until 29 December 2028	5.19% fixed until 29 December 2028	6.0% APRC	£850 purchase £850 remortgage £0 Existing borrower transfer	85%
Fixed rate until 29 December 2030 View Fixed rate until 29 December 2030	4.29% fixed until 29 December 2030	5.4% APRC	£850 purchase £850 remortgage	75%

What do you want to do?

What do you want to do?

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Remortgaging

Make an appointment to discuss your remortgage

3 year discount

3 year discount

3 year discount

First Homes 3 year discount

Help to Buy 3 year discount

Help to Buy fixed rate until 29 August 2028

Bridging

Made to Measure 3 year discount

Made to Measure fixed rate until 29 December 2028

Shared Ownership fixed rate until 29 November 2028

Shared Ownership fixed rate until 29 January 2028

Shared Ownership fixed rate until 29 January 2028

Shared Ownership fixed rate until 29 November 2028

Shared Ownership fixed rate until 29 November 2030

Shared Ownership 3 year discount

Fixed rate until 27 February 2028

Fixed rate until 29 December 2028

Fixed rate until 29 December 2028

First Homes fixed rate until 29 December 2028

Fixed rate until 29 December 2028

Fixed rate until 29 December 2030

Need some help?

New to Newbury?

What do you want to do?

Book a mortgage appointment

Discover how much you could borrow

Use our buy-to-let calculator

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What do you want to do?

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Remortgaging

Make an appointment to discuss your remortgage

Book an appointment online now

Guide to remortgaging

Remortgaging mortgages

3 year discount

3 year discount

3 year discount

First Homes 3 year discount

Help to Buy 3 year discount

Help to Buy fixed rate until 29 August 2028

Bridging

Made to Measure 3 year discount

Made to Measure fixed rate until 29 December 2028

Shared Ownership fixed rate until 29 November 2028

Shared Ownership fixed rate until 29 January 2028

Shared Ownership fixed rate until 29 January 2028

Shared Ownership fixed rate until 29 November 2028

Shared Ownership fixed rate until 29 November 2030

Shared Ownership 3 year discount

Fixed rate until 27 February 2028

Fixed rate until 29 December 2028

Fixed rate until 29 December 2028

First Homes fixed rate until 29 December 2028

Fixed rate until 29 December 2028

Fixed rate until 29 December 2030

Need some help?

Book a mortgage appointment

Contact us

Visit your local branch

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