PLEASE NOTE:
We are working hard during this busy time but there is currently a 5 day turnaround period for an initial assessment on cases. Please be assured we will contact you as soon as we can.
WITH IMMEDIATE EFFECT we are unable to accept any Shared Ownership fixed rate applications.
We are currently only accepting new mortgage applications up to 75% LTV. Existing borrowers looking to transfer their existing mortgage can do so at a higher LTV, subject to product terms and conditions.
Maximum loan to share for Shared Ownership remains at 95%.
We are not accepting new Self Build, Bridging or Holiday Let applications.
Please see latest changes here.
| Product | Initial rate | APRC | Mortgage fees | Max LTV | Features |
|---|---|---|---|---|---|
| 3 year discount 75% LTV | 1.59%discounted | 3.5% | £600 Purchase £850 Remortgage | 75% |
|
| 5 year discount 75% LTV | 1.59%discounted | 2.9% | £600 Purchase £850 Remortgage | 75% |
|
| Buy to Let 3 year discount 75% LTV | 2.25%discounted | 3.7% | £950 Purchase or Remortgage | 75% |
|
| Buy to Let 5 year discount 75% LTV | 2.25%discounted | 3.5% | £950 Purchase or Remortgage | 75% |
|
| Ex-Pat Buy to Let | 2.75%variable | 3.8% | £1500 Purchase or Remortgage | 75% |
|
| Fixed rate until 29 August 2023 75% LTV | 2.19%fixed | 3.6% | £300 Purchase £550 Remortgage | 75% |
|
| Fixed rate until 29 August 2025 75% LTV | 2.39%fixed | 3.4% | £300 Purchase £550 Remortgage | 75% |
|
| Help to Buy 3 year discount 75% LTV | 1.59%discounted | 3.5% | £600 Purchase £850 Remortgage | 75% |
|
| Help to Buy 5 year discount 75% LTV | 1.59%discounted | 2.9% | £600 Purchase £850 Remortgage | 75% |
|
| Help to Buy fixed rate until 29 August 2023 | 2.19%fixed | 3.6% | £300 Purchase £550 Remortgage | 75% |
|
| Help to Buy fixed rate until 29 August 2025 75% LTV | 2.39%fixed | 3.4% | £300 Purchase £550 Remortgage | 75% |
|
| Limited Company Buy to Let 75% LTV | 2.25%discounted | 3.7% | £950 Purchase or Remortgage | 75% |
|
| Made to measure 3 year discount 75% LTV | 1.85%discounted | 3.5% | £600 Purchase £850 Remortgage | 75% |
|
| Retirement Interest Only 5 year discount | 2.95%discounted | 3.7% | £600 Purchase £850 Remortgage | 50% |
|
| Shared Ownership 3 year discount 95% LTV | 2.99%discounted | 3.8% | £0 | 95% |
|
