PLEASE NOTE:
We are currently only accepting new mortgage applications up to 70% LTV. Existing borrowers looking to transfer their existing mortgage can do so at a higher LTV, subject to product terms and conditions.
Maximum loan to share for Shared Ownership remains at 95%.
We are not accepting new Self Build, Bridging or Holiday Let applications.
Please see latest changes here.
| Product | Initial rate | APRC | Mortgage fees | Max LTV | Features |
|---|---|---|---|---|---|
| 3 year discount 75% LTV | 1.59%discounted | 3.5% | £600 Purchase £850 Remortgage | 75% |
|
| 3 year discount 85% LTV | 1.94%discounted | 3.7% | £600 Purchase £850 Remortgage | 85% |
|
| 3 year discount 90% LTV | 2.24%discounted | 3.7% | £600 Purchase £850 Remortgage | 90% |
|
| 5 year discount 75% LTV | 1.59%discounted | 2.9% | £600 Purchase £850 Remortgage | 75% |
|
| Buy to Let 3 year discount 75% LTV | 2.25%discounted | 3.7% | £950 Purchase or Remortgage | 75% |
|
| Buy to Let 5 year discount 75% LTV | 2.25%discounted | 3.5% | £950 Purchase or Remortgage | 75% |
|
| Ex-Pat Buy to Let | 2.75%variable | 3.8% | £1500 Purchase or Remortgage | 75% |
|
| Fixed rate until 29 June 2023 75% LTV | 2.19%fixed | 3.6% | £300 Purchase £550 Remortgage | 75% |
|
| Fixed rate until 29 June 2023 85% LTV | 2.44%fixed | 3.7% | £300 Purchase £550 Remortgage | 85% |
|
| Fixed rate until 29 June 2023 90% LTV | 2.69%fixed | 3.8% | £300 Purchase £550 Remortgage | 90% |
|
| Fixed rate until 29 June 2025 75% LTV | 2.39%fixed | 3.4% | £300 Purchase £550 Remortgage | 75% |
|
| Help to Buy 3 year discount 75% LTV | 1.59%discounted | 3.5% | £600 Purchase £850 Remortgage | 75% |
|
| Help to Buy 3 year discount - Remortgage and existing borrower product transfer | 1.94%discounted | 3.7% | £850 Remortgage | 85% |
|
| Help to Buy 5 year discount 75% LTV | 1.59%discounted | 2.9% | £600 Purchase £850 Remortgage | 75% |
|
| Help to Buy fixed rate until 29 June 2023 | 2.19%fixed | 3.6% | £300 Purchase £550 Remortgage | 75% |
|
| Help to Buy fixed rate until 29 June 2023 - Remortgage and existing borrower product transfer | 2.44%fixed | 3.7% | £550 Remortgage | 85% |
|
| Help to Buy fixed rate until 29 June 2025 75% LTV | 2.39%fixed | 3.4% | £300 Purchase £550 Remortgage | 75% |
|
| Limited Company Buy to Let 75% LTV | 2.25%discounted | 3.7% | £950 Purchase or Remortgage | 75% |
|
| Made to measure 3 year discount 75% LTV | 1.85%discounted | 3.5% | £600 Purchase £850 Remortgage | 75% |
|
| Retirement Interest Only 5 year discount | 2.95%discounted | 3.7% | £600 Purchase £850 Remortgage | 50% |
|
| Shared Ownership 3 year discount 95% LTV | 2.49%discounted | 3.7% | £0 No fee | 95% |
|
| Shared Ownership fixed rate until 29 August 2022 95% LTV | 3.19%fixed | 3.9% | £0 | 95% |
|
| Shared Ownership fixed rate until 29 June 2023 95% LTV | 3.19%fixed | 3.9% | £0 | 95% |
|
| Shared Ownership fixed rate until 29 June 2025 95% LTV | 3.59%fixed | 3.9% | £0 | 95% |
|
