Latest changes to lending criteria available here.
| Product | Initial rate | APRC | Mortgage fees | Max LTV | Features |
|---|---|---|---|---|---|
| 3 year discount 75% LTV | 4.89%discounted | 6.6% | £0 Purchase £0 Remortgage | 75% |
|
| 3 year discount 85% LTV | 5.79%discounted | 6.7% | £850 Purchase £850 Remortgage | 85% |
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| 3 year discount 90% LTV | 5.99%discounted | 6.8% | £850 Purchase £850 Remortgage | 90% |
|
| Bridging | 8.00%variable | 10.3% | 1.50% of advance amount None None | 75% |
|
| Buy to Let 3 year discount 75% LTV | 5.25%discounted | 6.9% | £950 Purchase £950 Remortgage | 75% |
|
| Buy to Let 5 year discount 75% LTV | 5.25%discounted | 6.6% | £950 Purchase £950 Remortgage | 75% |
|
| Buy to Let fixed rate until 29 July 2029 75% LTV | 5.49%fixed | 6.7% | £950 Purchase £950 Remortgage | 75% |
|
| Buy to Let HMO | 7.00%discounted | 7.4% | £1500 Purchase £1500 Remortgage | 60% |
|
| Existing Borrowers 3 year discount 75% LTV | 4.79%discounted | 6.6% | £0 Purchase N/A Remortgage | 75% |
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| Existing Borrowers Fixed rate until 29 August 2027 75% LTV | 4.79%fixed | 6.3% | £850 Purchase N/A Remortgage | 75% |
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| Existing Borrower Shared Ownership 3 year discount 95% LTV | 5.24%discounted | 6.6% | £0 Purchase N/A Remortgage | 95% |
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| Existing Borrower Shared Ownership fixed rate until 29 September 2027 85% LTV | 5.19%fixed | 6.8% | £0 Purchase N/A Remortgage | 85% |
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| Existing Borrower Shared Ownership fixed rate until 29 September 2027 95% LTV | 5.49%fixed | 6.8% | £0 Purchase N/A Remortgage | 95% |
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| Existing Borrower Transfer Help to Buy 3 year discount 75% LTV | 4.79%discounted | 6.1% | £0 Purchase N/A Remortgage | 75% |
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| Existing Borrower Transfer Help to Buy fixed rate until 29 August 2027 75% LTV | 4.79%fixed | 6.2% | £0 Purchase N/A Remortgage | 75% |
|
| Ex-Pat Buy to Let | 5.75%variable | 7.1% | £1500 Purchase £1500 Remortgage | 75% |
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| Ex-Pat Buy to Let 5 year fixed rate until 29 July 2029 75% LTV | 6.29%fixed | 7.1% | £1500 Purchase £1500 Remortgage | 75% |
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| First Homes 3 year discount 65% LTV | 4.89%discounted | 6.6% | £0 Purchase £0 Remortgage | 65% |
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| First Homes Fixed rate until 29 August 2027 65% LTV | 4.89%fixed | 6.3% | £850 Purchase £850 Remortgage | 65% |
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| Fixed rate until 29 August 2027 75% LTV | 4.89%fixed | 6.3% | £850 Purchase £850 Remortgage | 75% |
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| Fixed rate until 29 August 2027 85% LTV | 5.29%fixed | 6.5% | £850 Purchase £850 Remortgage | 85% |
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| Fixed rate until 29 August 2027 90% LTV | 5.49%fixed | 6.6% | £850 Purchase £850 Remortgage | 90% |
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| Fixed rate until 29 August 2029 75% LTV | 4.69%fixed | 5.6% | £850 Purchase £850 Remortgage | 75% |
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| Help to Buy 3 year discount 75% LTV | 4.89%discounted | 6.6% | £0 Remortgage N/A Purchase | 75% |
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| Help to Buy fixed rate until 29 August 2027 75% LTV | 4.89%fixed | 6.3% | £850 Remortgage N/A Purchase | 75% |
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| Limited Company Buy to Let 75% LTV | 5.50%discounted | 7.0% | £1500 Purchase £1500 Remortgage | 75% |
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| Limited Company Buy to Let fixed rate until 29 July 2029 75% LTV | 5.89%fixed | 7.0% | £1500 Purchase £1500 Remortgage | 75% |
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| Made to measure 3 year discount 75% LTV | 5.49%discounted | 6.6% | £850 Purchase £850 Remortgage | 75% |
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| Made to measure fixed rate until 29 August 2027 75% LTV | 5.29%fixed | 6.5% | £850 Purchase £850 Remortgage | 75% |
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| Retirement Interest Only 5 year discount | 6.00%discounted | 6.8% | £600 Purchase £850 Remortgage | 50% |
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| Self-Build | 7.00%variable | 7.5% | 1% Purchase 1% Remortgage | 75% |
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| Shared Ownership 3 year discount 95% LTV | 5.44%discounted | 6.8% | £0 Purchase £0 Remortgage | 95% |
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| Shared Ownership fixed rate until 29 November 2026 85% LTV | 5.29%fixed | 6.9% | £0 Purchase £0 Remortgage | 85% |
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| Shared Ownership fixed rate until 29 November 2026 95% LTV | 5.59%fixed | 7.0% | £0 Purchase £0 Remortgage | 95% |
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| Shared Ownership fixed rate until 29 September 2027 85% LTV | 5.29%fixed | 6.8% | £0 Purchase £0 Remortgage | 85% |
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| Shared Ownership fixed rate until 29 September 2027 95% LTV | 5.59%fixed | 6.9% | £0 Purchase £0 Remortgage | 95% |
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| Shared Ownership fixed rate until 29 September 2029 95% LTV | 5.19%fixed | 6.5% | £0 Purchase £0 Remortgage | 95% |
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