Latest changes to lending criteria available here.
| Product | Initial rate | APRC | Mortgage fees | Max LTV | Features |
|---|---|---|---|---|---|
| 3 year discount 75% LTV | 5.34%discounted | 6.5% | £600 Purchase £850 Remortgage | 75% |
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| 3 year discount 90% LTV | 6.54%discounted | 7.1% | £600 Purchase £850 Remortgage | 90% |
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| 5 year discount 75% LTV | 5.34%discounted | 6.1% | £600 Purchase £850 Remortgage | 75% |
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| 5 year discount 85% LTV | 6.04%discounted | 6.6% | £600 Purchase £850 Remortgage | 85% |
|
| Bridging | 8.00%variable | 10.3% | 1.50% of advance amount None None | 75% |
|
| Buy to Let 3 year discount 75% LTV | 5.50%discounted | 7.0% | £950 Purchase or Remortgage None None | 75% |
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| Buy to Let 5 year discount 75% LTV | 5.50%discounted | 6.7% | £950 Purchase or Remortgage None None | 75% |
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| Buy to Let Fixed Rate until 29 November 2028 75% LTV | 5.79%fixed | 6.8% | £950 None None None | 75% |
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| Buy to Let HMO | 7.00%discounted | 7.4% | £1500 Purchase or Remortgage None None | 60% |
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| Existing Borrowers 5 year discount 75% LTV | 5.24%discounted | 6.5% | £600 Purchase None None | 75% |
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| Existing Borrowers Fixed rate until 29 January 2027 75% LTV | 5.19%fixed | 6.4% | £600 Purchase None None | 75% |
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| Existing Borrower Shared Ownership 3 year discount 95% LTV | 5.24%discounted | 6.6% | £0 None None None | 95% |
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| Existing Borrower Shared Ownership fixed rate until 29 November 2026 85% LTV | 5.79%fixed | 6.8% | £0 None None None | 85% |
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| Existing Borrower Shared Ownership fixed rate until 29 November 2026 95% LTV | 5.89%fixed | 7.0% | £0 None None None | 95% |
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| Existing Borrower Transfer Help to Buy 5 year discount 75% LTV | 5.24%discounted | 6.0% | £0 None None None | 75% |
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| Existing Borrower Transfer Help to Buy fixed rate until 29 January 2027 75% LTV | 5.19%fixed | 6.4% | £600 Purchase None None | 75% |
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| Ex-Pat Buy to Let | 6.00%variable | 7.1% | £1500 Purchase or Remortgage None None | 75% |
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| Ex-Pat Buy to Let 5 year fixed 75% LTV | 6.69%fixed | 7.3% | £1500 Purchase or Remortgage None None | 75% |
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| First Homes 5 year discount 65% LTV | 5.34%discounted | 6.1% | £600 Purchase £850 Remortgage | 65% |
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| First Homes Fixed rate until 29 January 2027 65% LTV | 5.29%fixed | 6.5% | £600 Purchase £850 Remortgage | 65% |
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| Fixed rate until 29 January 2027 75% LTV | 5.29%fixed | 6.5% | £300 Purchase £550 Remortgage | 75% |
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| Fixed rate until 29 January 2027 85% LTV | 5.79%fixed | 6.7% | £300 Purchase £550 Remortgage | 85% |
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| Fixed rate until 29 January 2027 90% LTV | 5.99%fixed | 6.8% | £300 Purchase £550 Remortgage | 90% |
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| Fixed rate until 29 January 2029 75% LTV | 4.99%fixed | 5.9% | £300 Purchase £550 Remortgage | 75% |
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| Fixed rate until 29 March 2026 75% LTV | 5.59%fixed | 6.8% | £600 Purchase £850 Remortgage | 75% |
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| Help to Buy 5 year discount 75% LTV | 5.34%discounted | 6.1% | £850 Remortgage None None | 75% |
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| Help to Buy fixed rate until 29 January 2027 75% LTV | 5.29%fixed | 6.5% | £850 Remortgage None None | 75% |
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| Holiday Let 3 Year Discount | 6.00%discounted | 7.1% | £1500 Purchase or Remortgage None None | 75% |
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| Holiday Let 5 Year fixed 75% LTV | 6.69%fixed | 7.1% | £1500 Purchase or Remortgage None None | 75% |
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| Limited Company Buy to Let 75% LTV | 6.00%discounted | 7.1% | £1500 Purchase or Remortgage None None | 75% |
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| Limited Company Buy to Let Fixed to 29 November 2028 75% LTV | 6.29%fixed | 7.0% | £1500 Purchase or Remortgage None None | 75% |
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| Limited Company Holiday Let 5 Year fixed 75% LTV | 6.89%fixed | 7.2% | £1500 Purchase or Remortgage None None | 75% |
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| Made to measure 3 year discount 75% LTV | 5.69%discounted | 6.7% | £600 Purchase £850 Remortgage | 75% |
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| Retirement Interest Only 5 year discount | 6.00%discounted | 6.8% | £600 Purchase £850 Remortgage | 50% |
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| Self-Build | 7.00%variable | 7.5% | 1% Purchase None None | 75% |
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| Shared Ownership 3 year discount 95% LTV | 5.44%discounted | 6.8% | £0 None None None | 95% |
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| Shared Ownership fixed rate until 29 January 2026 85% LTV | 6.14%fixed | 7.0% | £0 None None None | 85% |
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| Shared Ownership fixed rate until 29 January 2026 95% LTV | 6.24%fixed | 7.1% | £0 None None None | 95% |
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| Shared Ownership fixed rate until 29 November 2026 85% LTV | 5.89%fixed | 7.0% | £0 None None None | 85% |
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| Shared Ownership fixed rate until 29 November 2026 95% LTV | 5.99%fixed | 7.0% | £0 None None None | 95% |
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| Shared Ownership fixed rate until 29 November 2028 95% LTV | 5.89%fixed | 6.8% | £0 None None None | 95% |
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