Existing borrowers

Find out more about next steps if your client is an existing Newbury Building Society mortgage customer.

Existing Borrowers
For our latest service and criteria updates please see here.

Our existing customer product transfer process

You can apply for an existing customer's product transfer 4 months in advance of the ERC end date. We pay a 0.2% procuration fee on eligible product trasnfers. The process is simple:

  1. Check which product your client is eligible for at the bottom of this page.

  2. Download and complete the information release form.

  3. Send the completed form back to us via email: brokerenquiries@newbury.co.uk.

  4. Once the Intermediary team have sent the ESIS for the new product across, carefully check that all of the information and details are correct.

  5. Finally, the client will receive a signed offer from our Underwriting team. Please ask your client to sign and send this back to our underwriters, which will lock in the rate.

If you need to speak to a member of the team, call us on 01635 918000, email us or use our live chat. 

Existing borrower mortgages

Product Initial rate APRC Mortgage fees Max LTV Features
3 year discount 75% LTV 4.89%discounted 6.2% £850 Purchase £850 Remortgage 75%
3 year discount 85% LTV 5.79%discounted 6.7% £850 Purchase £850 Remortgage 85%
3 year discount 90% LTV 5.99%discounted 6.8% £850 Purchase £850 Remortgage 90%
Buy to Let 3 year discount 75% LTV 5.25%discounted 6.9% £950 Purchase or Remortgage None None 75%
Buy to Let 5 year discount 75% LTV 5.25%discounted 6.6% £950 Purchase or Remortgage None None 75%
Buy to Let fixed rate until 29 July 2029 75% LTV 5.49%fixed 6.7% £950 None None None 75%
Existing Borrowers 3 year discount 75% LTV 4.79%discounted 6.2% £850 Purchase None None 75%
Existing Borrowers Fixed rate until 29 June 2027 75% LTV 4.79%fixed 6.3% £850 Purchase None None 75%
Existing Borrower Shared Ownership 3 year discount 95% LTV 5.24%discounted 6.6% £0 None None None 95%
Existing Borrower Shared Ownership fixed rate until 29 July 2027 85% LTV 5.19%fixed 6.8% £0 None None None 85%
Existing Borrower Shared Ownership fixed rate until 29 July 2027 95% LTV 5.49%fixed 6.8% £0 None None None 95%
Existing Borrower Transfer 3 year discount 75% LTV 6.00%discounted 6.7% £0 Purchase None None 75%
Existing Borrower Transfer Buy to Let 3 year discount 75% LTV 6.50%discounted 7.1% £0 Purchase or Remortgage None None 75%
Existing Borrower Transfer Help to Buy 3 year discount 75% LTV 4.79%discounted 6.1% £0 None None None 75%
Existing Borrower Transfer Help to Buy fixed rate until 29 June 2027 75% LTV 4.79%fixed 6.2% £0 Purchase None None 75%
Existing Borrower Transfer Shared Ownership 3 year discount 75% LTV 6.00%discounted 6.9% £0 None None None 75%
First Homes 3 year discount 65% LTV 4.89%discounted 6.2% £850 Purchase £850 Remortgage 65%
First Homes Fixed rate until 29 June 2027 65% LTV 4.89%fixed 6.3% £850 Purchase and Remortgage None None 65%
Fixed rate until 29 June 2027 75% LTV 4.89%fixed 6.3% £850 Purchase and Remortgage None None 75%
Fixed rate until 29 June 2029 75% LTV 4.69%fixed 5.6% £850 Purchase and Remortgage None None 75%
Fixed rate until 29 May 2027 85% LTV 5.29%fixed 6.5% £850 Purchase and Remortgage None None 85%
Fixed rate until 29 May 2027 90% LTV 5.49%fixed 6.6% £850 Purchase and Remortgage None None 90%
Further Advance 3 year discount 75% LTV 6.00%discounted 7.0% £120 None None None 75%
GoGreen Buy to Let Further Advance 3 year discount 75% LTV 5.00%discounted 6.8% £0 None None None 75%
GoGreen Further Advance 3 year discount 75% LTV 4.44%discounted 6.0% £0 None None None 75%
GoGreen LTD Company Buy to Let Further Advance 3 year discount 75% LTV 5.00%discounted 6.3% £0 None None None 75%
Limited Company Buy to Let 75% LTV 5.50%discounted 7.0% £1500 Purchase or Remortgage None None 75%
Shared Ownership fixed rate until 29 July 2027 85% LTV 5.29%fixed 6.8% £0 None None None 85%
Shared Ownership fixed rate until 29 July 2027 95% LTV 5.59%fixed 6.9% £0 None None None 95%
Shared Ownership fixed rate until 29 July 2029 95% LTV 5.19%fixed 6.5% £0 None None None 95%
Shared Ownership fixed rate until 29 September 2026 85% LTV 5.29%fixed 6.9% £0 None None None 85%
Shared Ownership fixed rate until 29 September 2026 95% LTV 5.59%fixed 7.0% £0 None None None 95%
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