We know how important it is to find solutions that work for your clients. That’s why we’re continuing to look for more ways to say yes to the cases you place with us.
From 21 May 2026, we’re introducing new, lower rates across our Shared Ownership range, alongside a series of lending criteria enhancements designed to support affordability and increase approval opportunities.
Reduced Shared Ownership rates
We’re making Shared Ownership more accessible with reintroduced and reduced options, including:
These changes are designed to help more of your clients step onto – or move up – the property ladder.
Lending criteria enhancements
We’ve also made targeted improvements to our criteria to support a broader range of client circumstances:
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Improved affordability assessments, now including the use of child benefit income
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100% of overtime, bonuses and commission can now be considered (subject to criteria)
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Increased flexibility on Shared Ownership property types, with lending now available on flats up to 8 storeys (previously 6)
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Introduction of a soft credit search at Decision in Principle (DIP) stage
Supporting you to place more cases
These updates are part of our ongoing commitment to give you:
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More flexibility
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More options for your clients
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And ultimately, more ways to say yes!
If you have a case you’d like to discuss, we’re here to help.
Don't forget!
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Our convenient instant chat is available Monday-Friday, 9.00am to 5.00pm. (from 9.30am on a Wednesday)
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We don't credit score - each and every case is assessed on individual merit and circumstances.
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Our underwriting process is tailored - no one size fits all.
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We consider all types of income and a range of currencies.
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You can now book an appointment with a BDM with our new online booking system here.