From today (30 June 2026) we’re turning up the heat this summer with rate reductions and refreshed products across our mortgage range – giving you even more options for your clients.
Standard residential
3-year discount to 75% LTV – we’re introducing two tailored versions:
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Purchase - discount increased to SVR -1.71% (4.29%) £850 fee applies
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Remortgage - discount maintained at SVR -1.61% (4.39%) most applications now fee free!*
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Existing borrower – discount increased to SVR-1.81% (4.19%)
* See our free legals guide for full details on qualifying applications.
3-year fixed rate to 75% LTV
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Reduced to 4.99% (ends 29 August 2029)
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Existing borrower reduced to 4.89% (ends 29 August 2029)
NEW! Existing borrower 2-year fixed rate to 75% LTV 4.99% (ends 29 October 2028)
Shared Ownership
Fixed rates up to 95% LTS:
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2-year fix: 5.24% (to 29 October 2028)
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3-year fix: 5.24% (to 29 August 2029)
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5-year fix: 5.24% (to 29 August 2031)
Fixed rates up to 90% LTS:
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2-year fix: 5.09% (to 29 October 2028)
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3-year fix: 5.09% (to 29 August 2029)
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5-year fix: 5.09% (to 29 August 2031)
Existing borrower up to 95% LTS
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Discount SVR -1.31% (4.69%)
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3- year fix: 5.14% (to 29 August 2029)
Existing borrower up to 90% LTS
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Discount SVR -1.41% (4.59%)
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3-year fix: 4.99% (to 29 August 2029)
Buy to Let for individual borrowers
• 3-year discount increased to SVR -1.35% (4.65%)
• 5-year discount increased to SVR -1.35% (4.65%)
Make the most of the summer momentum! Now’s the perfect time to help your clients secure great value – whether they’re purchasing, remortgaging, or staying with us.
To view these products click here or download our Product Guide.
If you’d like to discuss how these changes can support your pipeline, we’d love to hear from you.
Call us, click instant chat or book an appointment with a BDM.