At Newbury Building Society, we know that no two later-life cases are the same.
That's why we take a common-sense approach to lending, assessing each application on its individual merits and taking the time to understand your client's circumstances.
If you have clients that want to:
Help children or grandchildren with a property purchase or deposit.
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Make home improvements or adaptations to make a property better suited for later life.
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Repay an existing mortgage where the term extends into retirement.
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Consolidate debt to simplify monthly finances.
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Release capital for lifestyle goals, such as travel, hobbies or major life events.
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Support financial planning in retirement while retaining flexibility.
Then we can help!
Every case is different, and our experienced Underwriting Team takes the time to understand your client's circumstances and objectives, helping you find a solution that works both now and in the years ahead.
We have later life lending designed for these real-life goals:
- Lending into later life, with interest-only options available up to age 90.
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Flexible assessment of retirement income, including pensions and other eligible income sources.
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Support for more complex cases that may not fit automated criteria.
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Split-term options, combining repayment and interest-only elements where appropriate.
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Individual underwriting and manual decision-making.
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Direct access to our helpful and experienced people, not chatbots.
Have a case you'd like to discuss? Our Intermediary Team are here to help. If you have a later-life lending enquiry, get in touch today to discuss the options available.