Great news — we’re reducing a range of our standard residential fixed rate products to support more of your clients.
From today, Wednesday 25 February 2026, a number of our fixed‑rate products will see price cuts of up to 20bps, along with refreshed end dates to give customers even greater certainty.
What's changing? |
Was | Now |
| 2 year fixed rate up to 75% LTV ending 29 June 2028 | 4.59% | 4.39% |
| 3 year fixed rate up to 75% LTV ending 29 April 2029 | 4.39% | 4.24% |
| Existing borrower 3 year fixed rate up to 75% LTV ending 29 April 2029 | 4.29% | 4.14% |
| 5 year fixed rate up to 75% LTV ending 29 April 2031 | 4.39% | 4.24% |
| Existing borrower 5 year fixed rate up to 75% LTV ending 29 April 2031 | 4.29% | 4.14% |
| Made to Measure 3 year fixed rate ending 29 April 2029 | 4.99% | 4.79% |
| 3 year fixed rate up to 85% LTV ending 29 April 2029 | 4.79% | 4.59% |
| 3 year fixed rate up to 90% LTV ending 29 April 2029 | 4.99% | 4.79% |
What this means for your clients
These reductions strengthen our residential range at a time when rate sensitivity remains high. Whether your clients are purchasing or remortgaging, these improved options give them:
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Reduced rates
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Longer‑dated certainty
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Greater choice across LTV tiers
Don't forget!
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Our convenient instant chat is available Monday-Friday, 9.00am to 5.00pm. (from 9.30am on a Wednesday)
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We don't credit score - each and every case is assessed on individual merit and circumstances.
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Our underwriting process is tailored - no one size fits all.
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We consider all types of income and a range of currencies.
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You can now book an appointment with a BDM with our new online booking system here.