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Putting together the right Limited Company buy-to-let solution can feel like a puzzle—but with Newbury, the pieces start to fall into place.

Here’s 4 reasons why brokers trust us to help complete the picture.

1. Flexible rental assessment

  • Ability to use top-slicing, incorporating surplus personal income where rental income falls short.

  • Designed to support real-world affordability scenarios.

2. Broad applicant criteria

  • Flexibility to consider cases outside standard policy– just speak to us.

  • Personal guarantees accepted from directors.

  • Various shareholding structures considered.

3. Genuine Limited Company expertise

  • Lending available for both SPVs and trading companies.

  • No requirement for specific SIC codes.

  • Access to dedicated Ltd Co BTL products.

4 Wide application scope

  • We support Consumer Buy to Let and Regulated BTL.

  • Ideal for portfolio landlords and those looking to grow.

And not forgetting:

Our flexible and personal approach helps. We manually underwrite and provide real, human broker support:

  • Cases assessed by experienced underwriters—not automated systems.

  • We take the time to understand the full financial picture, not just the headline figures.

  • You can easily have direct access to a knowledgeable team.

  • We are happy to have early case discussions to help you sense-check and place with confidence.

  • Our convenient instant chat is available Monday-Friday, 9.00am to 5.00pm. (from 9.30am on a Wednesday)

  • We don't credit score - each and every case is assessed on individual merit and circumstances.

  • We consider all types of income and a range of currencies.

  • You can now book an appointment with a BDM with our new online booking system here

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