Previous rates

Current savings interest rates are effective from 30 April 2021.

Previous Interest Rates

Account Type	Interest Rate Tier	Gross/Tax free	AER	Date superseded
90 day Cash ISA	£40,000+ £30,000+ £20,000+	1.10% 1.00% Variable 0.95% Variable	1.10% 1.00% Variable 0.95% Variable	30/04/2021
Access 35	£50+	0.40% Variable	0.40% Variable	30/04/2021
Access 90	£50,000+ £25,000+ £10,000+ £1,000+	0.90% Variable 0.70% Variable 0.60% Variable 0.25% Variable	0.90% Variable 0.70% Variable 0.60% Variable 0.25% Variable	30/04/2021
Access 180	£75,000 £50,000+ £25,000+	1.05% 0.95% Variable 0.85% Variable	1.05% 0.95% Variable 0.85% Variable	30/04/2021
Barry Bear	£1+	2.50% Variable	2.50% Variable	17/04/2020
Company deposit 7 day notice (incorporating Company Saver)	£250,000+ £100,000+ £50,000+ £25,000+ £500+	0.40% Variable 0.25% Variable 0.25% Variable 0.25% Variable 0.25% Variable	0.40% Variable 0.25% Variable 0.25% Variable 0.25% Variable 0.25% Variable	30/04/2021
Charity account	£1+	0.40% Variable	0.40% Variable	30/04/2021
Company deposit	£250,000+ £100,000+ £50,000+ £25,000+ £500+	0.75% Variable 0.70% Variable 0.55% Variable 0.50% Variable 0.40% variable	0.75% Variable 0.70% Variable 0.55% Variable 0.50% Variable 0.40% variable	17/04/2020
Cash Junior ISA	£50+	1.90% Variable	1.90% Variable	30/04/2021
Easy Access Cash ISA	£50+	0.50% Variable	0.50% Variable	30/04/2021
Existing member account (EMA)	£1+	1.10% Variable	1.10% Variable	30/04/2021
Instant premium	£25,000+ £50+	0.25% Variable 0.25% Variable	0.25% Variable 0.25% Variable	30/04/2021
Jubilee saver (incorporating Pink Ribbon Saver)	£1+	0.90% Variable	0.90% Variable	30/04/2021
Member Cash ISA	£50+	0.90% Variable	0.90% Variable	30/04/2021
Monthly income	£25,000+ £10,000+ £2,500+	0.50% Variable 0.35% Variable 0.25% Variable	0.50% Variable 0.35% Variable 0.25% Variable	30/04/2021
Notice Cash ISA	£25,000+ £5,000+ £50+	0.90% Variable 0.75% Variable 0.65% Variable	0.90% Variable 0.75% Variable 0.65% Variable	30/04/2021
Senior monthly Cash ISA	£50+	0.75% Variable	0.75% Variable	30/04/2021
Senior Saver	£500+	0.40% Variable	0.40% Variable	30/04/2021
Solicitor deposit	£250,000+ £100,000+ £50,000+ £25,000+ £500+	0.75% Variable 0.70% Variable 0.55% Variable 0.50% Variable 0.40% Variable	0.75% Variable 0.70% Variable 0.55% Variable 0.50% Variable 0.40% Variable	17/04/2020
Square deal Cash ISA	£50+	0.50% Variable	0.50% Variable	30/04/2021
Trust deposit	£250,000+ £100,000+ £50,000+ £25,000+ £500+	0.75% Variable 0.70% Variable 0.55% Variable 0.50% Variable 0.40% Variable	0.75% Variable 0.70% Variable 0.55% Variable 0.50% Variable 0.40% Variable	17/04/2020
Treasure plus	£50,000+ £25,000+ £10,000+ £1,000+	0.60% Variable 0.45% Variable 0.30% Variable 0.25% Variable	0.60% Variable 0.45% Variable 0.30% Variable 0.25% Variable	30/04/2021
Winchester saver	£500+	0.85% Variable	0.85% Variable	30/04/2021
Young Saver	£1+	1.15% Variable	1.15% Variable	30/04/2021
Home Saver	£10+	0.90% Variable	0.90% Variable	30/04/2021
Welcome to Newbury	£50+	0.85% Variable	0.85% Variable	30/04/2021
Business saver (7 day notice)	£250,000+ £100,000+ £50,000+ £25,000+ £500+	0.90% Variable 0.75% Variable 0.65% Variable 0.50% Variable 0.40% Variable	0.90% Variable 0.75% Variable 0.65% Variable 0.50% Variable 0.40% Variable	17/04/2020

Rate of interest payable and tax treatment depends on individual circumstances and may be subject to change in the future.

If the balance of the account falls below the minimum, a variable interest rate of 0.15% gross/AER* will be paid. The minimum balance for each account is determined by the lowest band.

*AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

The "gross" interest rate quoted is the contractual rate of interest payable before the deduction of Income tax specified by law. The "tax exempt (free)" interest rate quoted is the contractual rate of interest payable where interest is exempt from Income tax.