Previous rates

Current savings interest rates are effective from 1 July 2022.

Previous Interest Rates

Account Type	Interest Rate Tier	Gross/Tax free	AER	Date superseded
90 day Cash ISA	£40,000+ £30,000+ £20,000+	1.15% Variable 1.05% Variable 1.00% Variable	1.15% Variable 1.05% Variable 1.00% Variable	01/07/2022
Access 35	£50+	0.50% Variable	0.50% Variable	01/07/2022
Access 90	£50,000+ £25,000+ £10,000+ £1,000+	0.95% Variable 0.80% Variable 0.70% Variable 0.40% Variable	0.95% Variable 0.80% Variable 0.70% Variable 0.40% Variable	01/07/2022
Access 180	£75,000 £50,000+ £25,000+	1.10% Variable 1.00% Variable 0.90% Variable	1.10% Variable 1.00% Variable 0.90% Variable	01/07/2022
Barry Bear	£1+	2.00% Variable	2.00% Variable	29/04/2022
Charity account	£1+	0.50% Variable	0.50% Variable	01/07/2022
Company deposit 7 day notice (incorporating Company Saver)	£250,000+ £100,000+ £50,000+ £25,000+ £500+	0.45% Variable 0.45% Variable 0.45% Variable 0.45% Variable 0.45% Variable	0.45% Variable 0.45% Variable 0.45% Variable 0.45% Variable 0.45% Variable	01/07/2022
Company deposit	£250,000+ £100,000+ £50,000+ £25,000+ £500+	0.40% Variable 0.40% Variable 0.40% Variable 0.40% Variable 0.40% variable	0.40% Variable 0.40% Variable 0.40% Variable 0.40% Variable 0.40% variable	01/07/2022
Cash Junior ISA	£50+	1.75% Variable	1.75% Variable	29/04/2022
Easy Access Cash ISA	£50+	0.55% Variable	0.55% Variable	01/07/2022
Existing member account (EMA)	£1+	1.20% Variable	1.20% Variable	01/07/2022
Instant premium	£25,000+ £50+	0.50% Variable 0.40% Variable	0.50% Variable 0.40% Variable	01/07/2022
Jubilee saver (incorporating Pink Ribbon Saver)	£1+	0.95% Variable	0.95% Variable	01/07/2022
Member Cash ISA	£50+	0.95% Variable	0.95% Variable	01/07/2022
Monthly income	£25,000+ £10,000+ £2,500+	0.60% Variable 0.50% Variable 0.40% Variable	0.60% Variable 0.50% Variable 0.40% Variable	01/07/2022
Notice Cash ISA	£25,000+ £5,000+ £50+	0.95% Variable 0.80% Variable 0.70% Variable	0.95% Variable 0.80% Variable 0.70% Variable	01/07/2022
Senior monthly Cash ISA	£50+	0.80% Variable	0.80% Variable	01/07/2022
Senior Saver	£500+	0.55% Variable	0.55% Variable	01/07/2022
Solicitor deposit	£250,000+ £100,000+ £50,000+ £25,000+ £500+	0.40% Variable 0.40% Variable 0.40% Variable 0.40% Variable 0.40% Variable	0.40% Variable 0.40% Variable 0.40% Variable 0.40% Variable 0.40% Variable	01/07/2022
Square deal Cash ISA	£50+	1.00% Variable	1.00% Variable	01/07/2022
Trust deposit	£250,000+ £100,000+ £50,000+ £25,000+ £500+	0.40% Variable 0.40% Variable 0.40% Variable 0.40% Variable 0.40% Variable	0.40% Variable 0.40% Variable 0.40% Variable 0.40% Variable 0.40% Variable	01/07/2022
Treasure plus	£50,000+ £25,000+ £10,000+ £1,000+	0.65% Variable 0.50% Variable 0.45% Variable 0.40% Variable	0.65% Variable 0.50% Variable 0.45% Variable 0.40% Variable	01/07/2022
Winchester saver	£500+	1.00% Variable	1.00% Variable	01/07/2022
Young Saver	£1+	1.35% Variable	1.35% Variable	01/07/2022
Home Saver	£10+	0.95% Variable	0.95% Variable	01/07/2022
Welcome to Newbury	£50+	1.00% Variable	1.00% Variable	01/07/2022
Business saver (7 day notice)	£250,000+ £100,000+ £50,000+ £25,000+ £500+	0.50% Variable 0.40% Variable 0.40% Variable 0.40% Variable 0.40% Variable	0.50% Variable 0.40% Variable 0.40% Variable 0.40% Variable 0.40% Variable	01/07/2022

Rate of interest payable and tax treatment depends on individual circumstances and may be subject to change in the future.

If the balance of the account falls below the minimum, a variable interest rate of 0.50% gross/AER* will be paid. The minimum balance for each account is determined by the lowest band.

*AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

The "gross" interest rate quoted is the contractual rate of interest payable before the deduction of Income tax specified by law. The "tax exempt (free)" interest rate quoted is the contractual rate of interest payable where interest is exempt from Income tax.