Previous rates

Current savings interest rates are effective from 17 April 2020.

Previous Interest Rates

Account Type	Interest Rate Tier	Gross/Tax free	AER	Date superseded
90 day Cash ISA	£40,000+ £30,000+ £20,000+	1.60% 1.50% Variable 1.45% Variable	1.60% 1.50% Variable 1.45% Variable	17/04/2020
Access 35	£50+	0.90% Variable	0.90% Variable	17/04/2020
Access 90	£50,000+ £25,000+ £10,000+ £1,000+	1.40% Variable 1.20% Variable 1.10% Variable 0.75% Variable	1.40% Variable 1.20% Variable 1.10% Variable 0.75% Variable	17/04/2020
Access 180	£75,000 £50,000+ £25,000+	1.55% 1.45% Variable 1.35% Variable	1.55% 1.45% Variable 1.35% Variable	17/04/2020
Barry Bear	£1+	2.50% Variable	2.50% Variable	17/04/2020
Company deposit 7 day notice (incorporating Company Saver)	£250,000+ £100,000+ £50,000+ £25,000+ £500+	0.90% Variable 0.75% Variable 0.65% Variable 0.50% Variable 0.40% Variable	0.90% Variable 0.75% Variable 0.65% Variable 0.50% Variable 0.40% Variable	17/04/2020
Charity account	£1+	0.90% Variable	0.90% Variable	17/04/2020
Company deposit	£250,000+ £100,000+ £50,000+ £25,000+ £500+	0.75% Variable 0.70% Variable 0.55% Variable 0.50% Variable 0.40% variable	0.75% Variable 0.70% Variable 0.55% Variable 0.50% Variable 0.40% variable	17/04/2020
Cash Junior ISA	£50+	2.40% Variable	2.40% Variable	17/04/2020
Easy Access Cash ISA	£50+	1.00% Variable	1.00% Variable	17/04/2020
Existing member account (EMA)	£1+	1.60% Variable	1.60% Variable	17/04/2020
Instant premium	£25,000+ £50+	0.75% Variable 0.50% Variable	0.75% Variable 0.50% Variable	17/04/2020
Jubilee saver (incorporating Pink Ribbon Saver)	£1+	1.40% Variable	1.40% Variable	17/04/2020
Member Cash ISA	£50+	1.40% Variable	1.40% Variable	17/04/2020
Monthly income	£25,000+ £10,000+ £2,500+	1.00% Variable 0.85% Variable 0.75% Variable	1.00% Variable 0.85% Variable 0.75% Variable	17/04/2020
Notice Cash ISA	£25,000+ £5,000+ £50+	1.40% Variable 1.25% Variable 1.15% Variable	1.40% Variable 1.25% Variable 1.15% Variable	17/04/2020
Senior monthly Cash ISA	£50+	1.25% Variable	1.25% Variable	17/04/2020
Senior Saver	£500+	0.90% Variable	0.90% Variable	17/04/2020
Solicitor deposit	£250,000+ £100,000+ £50,000+ £25,000+ £500+	0.75% Variable 0.70% Variable 0.55% Variable 0.50% Variable 0.40% Variable	0.75% Variable 0.70% Variable 0.55% Variable 0.50% Variable 0.40% Variable	17/04/2020
Square deal Cash ISA	£50+	1.00% Variable	1.00% Variable	17/04/2020
Trust deposit	£250,000+ £100,000+ £50,000+ £25,000+ £500+	0.75% Variable 0.70% Variable 0.55% Variable 0.50% Variable 0.40% Variable	0.75% Variable 0.70% Variable 0.55% Variable 0.50% Variable 0.40% Variable	17/04/2020
Treasure plus	£50,000+ £25,000+ £10,000+ £1,000+	1.10% Variable 0.95% Variable 0.80% Variable 0.75% Variable	1.10% Variable 0.95% Variable 0.80% Variable 0.75% Variable	17/04/2020
Winchester saver	£500+	1.35% Variable	1.35% Variable	17/04/2020
Young Saver	£1+	1.65% Variable	1.65% Variable	17/04/2020
Home Saver	£10+	1.40% Variable	1.40% Variable	17/04/2020
Welcome to Newbury	£50+	1.35% Variable	1.35% Variable	17/04/2020
Business saver (7 day notice)	£250,000+ £100,000+ £50,000+ £25,000+ £500+	0.75% Variable 0.70% Variable 0.55% Variable 0.50% Variable 0.40% Variable	0.75% Variable 0.70% Variable 0.55% Variable 0.50% Variable 0.40% Variable	17/04/2020

Rate of interest payable and tax treatment depends on individual circumstances and may be subject to change in the future.

If the balance of the account falls below the minimum, a variable interest rate of 0.25% gross/AER* will be paid. The minimum balance for each account is determined by the lowest band.

*AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

The "gross" interest rate quoted is the contractual rate of interest payable before the deduction of Income tax specified by law. The "tax exempt (free)" interest rate quoted is the contractual rate of interest payable where interest is exempt from Income tax.

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Previous rates

Previous Interest Rates