Previous rates

Current savings interest rates are effective from 6 August 2019.

Previous Interest Rates

Account Type	Interest Rate Tier	Gross/Tax free	AER	Date superseded
90 day Cash ISA	£40,000+ £30,000+ £20,000+	1.60% 1.50% Variable 1.45% Variable	1.60% 1.50% Variable 1.45% Variable	13/09/2018
Access 35	£50+	0.65% Variable	0.65% Variable	13/09/2018
Access 90	£50,000+ £25,000+ £10,000+ £1,000+	1.25% Variable 1.05% Variable 0.85% Variable 0.50% Variable	1.25% Variable 1.05% Variable 0.85% Variable 0.50% Variable	13/09/2018
Access 180	£75,000 £50,000+ £25,000+	1.50% 1.40% Variable 1.30% Variable	1.50% 1.40% Variable 1.30% Variable	13/09/2018
Barry Bear	£1+	2.50% Variable	2.50% Variable	19/10/2016
Charity account	£1+	0.65% Variable	0.25% Variable	13/09/2018
Company deposit 7 day notice (incorporating Company Saver)	£250,000+ £100,000+ £50,000+ £25,000+ £500+	0.75% Variable 0.60% Variable 0.50% Variable 0.35% Variable 0.25% Variable	0.75% Variable 0.60% Variable 0.50% Variable 0.35% Variable 0.25% Variable	13/09/2018
Cash Junior ISA	£50+	2.25% Variable	2.25% Variable	13/09/2018
Company deposit	£250,000+ £100,000+ £50,000+ £25,000+ £500+	0.60% Variable 0.55% Variable 0.40% Variable 0.35% Variable 0.25% variable	0.60% Variable 0.55% Variable 0.40% Variable 0.35% Variable 0.25% variable	13/09/2018
Easy Access Cash ISA	£50+	0.75% Variable	0.75% Variable	13/09/2018
Existing member account (EMA)	£1+	1.60% Variable	1.60% Variable	13/09/2018
Instant premium	£25,000+ £50+	0.50% Variable 0.25% Variable	0.50% Variable 0.25% Variable	13/09/2018
Jubilee saver (incorporating Pink Ribbon Saver)	£1+	1.45% Variable	1.45% Variable	13/09/2018
Member Cash ISA	£50+	1.35% Variable	1.35% Variable	13/09/2018
Monthly income	£25,000+ £10,000+ £2,500+	0.75% Variable 0.60% Variable 0.50% Variable	0.75% Variable 0.60% Variable 0.50% Variable	13/09/2018
Notice Cash ISA	£25,000+ £5,000+ £50+	1.40% Variable 1.25% Variable 1.00% Variable	1.40% Variable 1.25% Variable 1.00% Variable	13/09/2018
Senior monthly Cash ISA	£50+	1.25% Variable	1.26% Variable	13/09/2018
Senior Saver	£500+	1.00% Variable	1.00% Variable	19/07/2019
Solicitor deposit	£250,000+ £100,000+ £50,000+ £25,000+ £500+	0.60% Variable 0.55% Variable 0.40% Variable 0.35% Variable 0.25% Variable	0.60% Variable 0.55% Variable 0.40% Variable 0.35% Variable 0.25% Variable	13/09/2018
Square deal Cash ISA	£50+	1.00% Variable	1.00% Variable	13/09/2018
Trust deposit	£250,000+ £100,000+ £50,000+ £25,000+ £500+	0.60% Variable 0.55% Variable 0.40% Variable 0.35% Variable 0.25% Variable	0.60% Variable 0.55% Variable 0.40% Variable 0.35% Variable 0.25% Variable	13/09/2018
Treasure plus	£50,000+ £25,000+ £10,000+ £1,000+	1.25% Variable 1.10% Variable 0.90% Variable 0.75% Variable	1.25% Variable 1.10% Variable 0.90% Variable 0.75% Variable	06/08/2019
Winchester saver	£500+	1.35% Variable	1.35% Variable	13/09/2018
Young Saver	£1+	1.40% Variable	1.40% Variable	13/09/2018
Home Saver	£10+	1.40% Variable	1.40% Variable	13/09/2018
Welcome to Newbury	£50+	1.35% Variable	1.35% Variable	13/09/2018

Rate of interest payable and tax treatment depends on individual circumstances and may be subject to change in the future.

If the balance of the account falls below the minimum, a variable interest rate of 0.40% gross/AER* will be paid. The minimum balance for each account is determined by the lowest band.

*AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

The "gross" interest rate quoted is the contractual rate of interest payable before the deduction of Income tax specified by law. The "tax exempt (free)" interest rate quoted is the contractual rate of interest payable where interest is exempt from Income tax.

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Previous rates

Previous Interest Rates