Do you have clients looking to borrow on a joint borrower, sole proprietor basis? We can help!
You can’t live with them, and you can’t live without them.
Do you have clients looking to purchase a property to let out to parents, siblings or children? Our Buy-to-Let mortgages could be right up their street!
The best bits:
- Our Buy-to-Let calculator is a quick and easy way to check affordability, and works with our rental coverage of 135% using a stress rate of 5.5%
- We consider other income to support the application, known as top-slicing, if the ICR doesn’t work
- Suitable for those looking to give loved ones independence and security whilst accruing capital in the property over time
- We can help with regulated, consumer, ex-pat and limited company applications
- No credit scoring – we assess on individual merit
- Tailored underwriting with each case individually considered
- We can split mortgages (by term and / or payment vehicle), and combine with Joint Borrower – Sole Proprietor
Contact us to discuss your client's requirements today. Our Helpdesk is available 9am-5pm Monday to Friday, by calling 01635 918000.