This Halloween we have our Tricks and Treats ready for when you call!
You can’t live with them, and you can’t live without them.
Do you have clients looking to purchase a property to let out to parents, siblings or children? Our Buy-to-Let mortgages could be right up their street!
The best bits:
- Our Buy-to-Let calculator is a quick and easy way to check affordability, and works with our rental coverage of 135% using a stress rate of 5.65% (higher tax rate) and 125% using a stress rate of5.65% (basic tax rate)
- We consider other income to support the application, known as top-slicing, if the ICR doesn’t work
- Suitable for those looking to give loved ones independence and security whilst accruing capital in the property over time
- We can help with regulated, consumer, ex-pat and limited company applications
- No credit scoring – we assess on individual merit
- Tailored underwriting with each case individually considered
- We can split mortgages (by term and / or payment vehicle), and combine with Joint Borrower – Sole Proprietor
Contact us to discuss your client's requirements today. Our Helpdesk is available 9am-5pm Monday to Friday, by calling 01635 918000.