Video: a beginner’s guide to mortgages

Obtaining a mortgage can seem daunting, especially if you’re new to the housing market. But it doesn’t have to be. 

In the video below, Luke Pummell, Direct Sales Manager shares insight into what a mortgage is, the steps you need to take when applying for one and what you can do to boost your chances of being approved by a lender.

Read our article ‘Financial fix-up: how to boost your chances of mortgage success’ for tips and tricks on how to ensure your finances are in shape before you apply for a mortgage.

If you are looking for a mortgage, please contact us and arrange an appointment. We provide a tailored and individual service, and we are available for Saturday appointments in-branch, by telephone or via video call.

Further information about our mortgages can be found here.

Remember: if you find mortgage jargon confusing then you’re not alone. Visit our full mortgage glossary for a complete breakdown of the terms you need to know

YOUR MORTGAGE IS SECURED ON YOUR HOME. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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