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Family buy to let

You can’t live with them, and you can’t live without them. 

Do you have clients looking to purchase a property to let out to parents, siblings or children? Our Buy-to-Let mortgages could be right up their street!

Buy-to-Let 3 year discounted variable rate at 2.75% - up to 75% LTV
Buy-to-Let 5 year discounted variable rate at 2.75% - up to 75% LTV

The best bits:

  • Our Buy-to-Let calculator is a quick and easy way to  check affordability, and works with our rental coverage of 135% using a stress rate of 5.5%
  • We consider other income to support the application, known as top-slicing, if the ICR doesn’t work
  • Suitable for those looking to give loved ones independence and security whilst accruing capital in the property over time
  • We can help with  regulated, consumer, ex-pat and limited company applications  

Don’t forget:

  • No credit scoring – we assess on individual merit
  • Tailored underwriting with each case individually considered 
  • We can split mortgages (by term and / or payment vehicle), and combine with Joint Borrower – Sole Proprietor

Contact us to discuss your client's requirements today. Our Helpdesk is available 9am-5pm Monday to Friday, by calling 01635 918000.

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