Do you have clients looking to borrow on a joint borrower, sole proprietor basis? We can help!
Do you have clients looking to buy a property to rent out? Talk to us about our Limited Company Buy-to-Let mortgages.
SPV companies and established trading companies are welcome.
- We accept an SPV set-up from day one
- We consider Ex-pat BTL mortgages and will consider the property being let out to an immediate family member
- Our ICR is 135% at 5.5%
- We take surplus income into account if the rental coverage doesn’t work (top-slicing)
- Personal guarantees from directors are required
- Our buy-to-let lending area is restricted by postcode
- New instant chat service now available
- No credit scoring – all cases are assessed on individual merit
- Tailored underwriting with each case individually considered
- A dedicated BDM happy to help you on an individual basis
Contact us to discuss your client’s requirements today. Our Helpdesk is available 9am – 5pm, Monday to Friday.