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Affordable housing: sometimes all it takes is a helping hand…

Homeownership doesn’t have to be a pipedream.

There are lots of ways we can help your clients take their first step onto the property ladder:

Shared Ownership

  • A range of 3-year and 5-year mortgage products, fixed and variable 
  • We lend to 95% of the share being purchased
  • We lend on new build houses and flats
  • A number of our mortgage products are ERC free for maximum flexibility 
  • We lend across England and Wales
  • Remortgage and existing borrower transfers avaliable 

Help to Buy Equity Loan (and Help to Buy remortgage)

  • We lend across England and Wales
  • A range of 3-year and 5-year mortgage products, fixed and variable
  • For new build properties, the mortgage offer is valid for up to 6 months, however, this can be reviewed if the property delayed
  • Remortgage products avalaible

Split mortgages

  • Split a mortgage by term, product and repayment method
  • Split a mortgage onto multpile parts to the loan
  • Joint Borrower - Sole Proprietor

Gifted deposit

  • We allow family members to gift as lump sum as a deposit

Don't forget:

  • No credit scoring - all cases are assessed on individual merit
  • Tailored underwriting and each case individually considered
  • All types of income are considered
  • A dedicated helpdesk

For further information, contact us.

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