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Shared Ownership could be the key to owning your first home.
The Shared Ownership scheme is a cross between buying and renting and allows the purchaser to buy a share in a property usually between 25% - 75% of the purchase price, and then pay rent on the remaining share. Also, you only need to pay a deposit on the part of the property you are buying, making it an affordable option to purchase a home with a lower deposit than if buying outright.
To get full details visit the Government's Help to Buy Shared Ownership page.
To help you find out more about Shared Ownership, we have put together these three handy infographics.
We are one of the few lenders who provide mortgages up to 95% on Shared Ownership, and:
- We guarantee you will always be able to speak to a person, not a computer and offer a free, no obligation meeting to discuss your needs
- We will consider your previous and current circumstances
- Our qualified mortgage advisers are available from Monday to Saturday and can also arrange telephone appointments to suit your commitments
Please note: Shared Ownership Mortgages are subject to the Society's lending criteria. Newbury Building Society's minimum age requirement is 21 and for UK residents only.