Just because you're self-employed, a contractor or freelancer, it doesn't mean obtaining a mortgage is harder than someone with a set salary. With the right amount of preparation and planning, the process can be easier than you think.
We understand that your circumstances can change and that you may need to move home.
We can help you move up or down the housing ladder and you can even take your existing mortgage with you, this is known as ‘porting’. The flexibility to 'port' your existing mortgage means that you may be able to keep your existing mortgage, and take any additional borrowing you may need on a new mortgage product with us. Alternatively you could start a new mortgage product (paying any early repayment charges that are due on your existing mortgage).
Am I eligible to port my mortgage?