Savings Account
Instant premium
Key features
| Account Name | Instant premium |
|---|---|
| Interest rates (AERs) |
|
| Tax status | Gross/Net |
| Conditions for bonus payment | n/a |
| Withdrawal arrangements |
Easy access.
|
| Access | Branch/Post |
Product Info Follows
Current Interest Rate
0.75% Gross / AER
This rate is for balances from £25,000. Other rates are available on our Current interest rates page.
Apply Now
Complete this form and return to your local branch. You should also read Identification for customers and General Investment terms and conditions to ensure you understand the features and conditions of what you are buying.
Download the application form here
Additional information
Minimum opening balance
£500
Minimum operating balance
£500. If the balance falls below the minimum operating balance a nominal interest rate applies (see Current interest rates for more details).
Maximum balance
£1,000,000 (although another account may be more suitable for large balances).
New investors
Yes
Age requirements
None
Restricted deposit
Unlimited (up to maximum balance).
Charges
Not for the normal operation of the account (see our General Investment terms and conditions PDF for more details).
Additional benefits
Newbury Share
Suitable for balances from £50 if you require easy access to your savings. Interest is paid twice annually.
Treasure Plus
Suitable for balances from £10,000 if you require easy access to your savings. 90 days’ notice applies for withdrawals if the balance is under £10,000.
Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law, currently 20%. AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
WE HAVE NO CURRENT PLANS TO WITHDRAW THIS PRODUCT BUT IT MAY BE WITHDRAWN WITHOUT NOTICE
Minimum opening balance
£500
Minimum operating balance
£500. If the balance falls below the minimum operating balance a nominal interest rate applies (see Current interest rates for more details).
Maximum balance
£1,000,000 (although another account may be more suitable for large balances).
New investors
Yes
Age requirements
None
Restricted deposit
Unlimited (up to maximum balance).
Charges
Not for the normal operation of the account (see our General Investment terms and conditions PDF for more details).
Additional benefits
- Annual savings review.
- Member Loyalty Card enabling discounts and special offers from local traders who participate in our scheme.
Newbury Share
Suitable for balances from £50 if you require easy access to your savings. Interest is paid twice annually.
Treasure Plus
Suitable for balances from £10,000 if you require easy access to your savings. 90 days’ notice applies for withdrawals if the balance is under £10,000.
Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law, currently 20%. AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
WE HAVE NO CURRENT PLANS TO WITHDRAW THIS PRODUCT BUT IT MAY BE WITHDRAWN WITHOUT NOTICE
