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  • Savings Account

    Access 90

    Key features

    Key Features
    Account Name Access 90 (Formerly Notice 90)
    Interest rates
    (AERs)
    • Available here.
    • Variable. Rate of interest payable depends on individual circumstances and may be subject to change in the future.
    • Calculated daily and paid annually on 31 October into the account, to another Society account or your bank account.
    Tax status Gross/Net
    Conditions for bonus payment n/a
    Withdrawal
    arrangements
    90 days’ notice is required for all withdrawals. There is no facility for easy access with loss of interest.
    Access Branch/Post

    Product Info Follows

    Current Interest Rate

    2.00% Gross / AER

    This rate is for balances from £50,000.  Other rates are available on our Current interest rates page.  

    Apply Now

    Pdf_icon_transparent

    Complete this form and return to your local branch. You should also read Identification for customers and General Investment terms and conditions to ensure you understand the features and conditions of what you are buying.
    Download the application form here

    See your savings grow..

    Icon_calc

    With our online savings calculator
    Click here to try for yourself

    Additional information

    Minimum opening balance
    £1,000

    Minimum operating balance
    £1,000. If the balance falls below the minimum operating balance a nominal interest rate applies (see Current interest rates for more details).

    Maximum balance
    £1,000,000

    New investors
    Yes

    Age requirements
    None

    Restricted deposit
    Unlimited (up to maximum balance).

    Charges
    Not for the normal operation of the account (see our General Investment terms and conditions PDF for more details).

    Additional benefits
    • Annual savings review.     
    • Member Loyalty Card enabling discounts and special offers from local traders who participate in our scheme.
    Similar products
    Access 180
    Suitable for balances from £25,000 if you are able to give 180 days’ notice before making a withdrawal.
    Treasure plus
    Suitable for balances from £10,000 if you require easy access to your savings. 90 days’ notice applies for withdrawals if the balance is under £10,000.

     
    Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law, currently 20%. AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. 

    WE HAVE NO CURRENT PLANS TO WITHDRAW THIS PRODUCT BUT IT MAY BE WITHDRAWN WITHOUT NOTICE