If the answer is yes, Newbury Building Society may be able to help you. Self-building enables you to choose exactly what sort of property you want and build it to your specifications. Around 10% of new homes in the UK are self-built.
To get a mortgage for a self-build project, speak to us to discuss your options. We’ll need to check the plans in detail before making a lending decision and because it’s likely that your project will take some time, we can arrange to release your funds in stages in line with the progress of the build.
Extremely helpful, prompt and willing. Newbury helped us with a self build mortgage when most others did not. They have been brilliant throughout, reasonable with their fees, helpful and prompt when we need to draw down our stage funds. We highly recommend them.
Our mortgage product is designed for self-build projects
Funds can be released in line with the progress of the project, so you are not paying interest on funds you are not using
Interest-only mortgage until project completion
Help from our experienced and qualified mortgage advisers on which product is right for you and your project
| The National Custom & Self-Build Association (NaCSBA) | The official association of self-builders in the UK. |
| The Self-Build Portal | NaCSBA run, government-endorsed website and forum which helps self-builders. |
| The Self-Build Guide | This free site offers expert advice from veteran self-builders on traditional self-build projects, conversions and specialist eco homes. |
| Plot Finder | UK plot and renovation project finding service. |
| Build a Dream Self-Build Association | Membership based self-help group for self-builders. |
For further information on mortgage appointments see our making a mortgage appointment page for further details.
Appointments can be made during branch operating hours including Saturday mornings with our qualified mortgage advisers and can be undertaken by telephone, videocall or in one of our branches.
Appointments are available by video call, phone and in branch.
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GoGreen Reward is applicable on this self-build mortgage to encourage borrowers to combat climate change by implementing sustainable, energy-efficient features into the build of their home.
See moreGet a good idea of how much we may be able to lend to you in a few minutes.
Find outWe were struggling to find a mortgage that suited our needs for a self build project but NBS found a solution that was right for us. Dealing with their representatives has been a pleasure - they are always helpful and made the process very easy.
| Product | Initial rate | APRC | Mortgage fees | Max LTV | Features |
|---|---|---|---|---|---|
| Self-Build | 7.00%variable | 7.5% | 1% Purchase None None | 75% |
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Newbury Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number 206077). Registered office: Newbury Building Society, 90 Bartholomew Street, Newbury, West Berkshire, RG14 5EE.
English law applies and we will communicate with you in English. We are participants of the Financial Ombudsman Service. We have a complaints procedure which we will provide on request. Most complaints that we cannot resolve can be referred to the Financial Ombudsman Service.
You can check the Financial Services register on the FCA's website.
