Financial Planning & Insurance

Protecting your family and home

As each year passes it is important to plan for life's major changes. It is also good to know that everything is taken care of when you are no longer here.

LV= have a number of products that can help protect you and your family by helping you to make sure that, when it's needed most, the money is there giving you reassurance and peace of mind, now and in the future.

LV= have an experienced team of telephone based financial advisers. They can only provide advice on protection products from the Liverpool Victoria group of companies, including:
Types of protection products available from LV= include:

Income protection

• Protects you against loss of income because of accident or sickness
• You receive regular payments while you can't work
• You can insure up to 50% of your gross earned income
• You can take out our Income Protection plan any time up until you're 59 (depending on your occupation)

Life insurance

• Give yourself and your family extra peace of mind
• Choose how much cover you want - paid as a lump sum
• Change the amount of cover as your circumstances change

Critical illness

• You'll get a lump sum if you're diagnosed with an illness or condition covered by the policy, and survive at least 14 days. LV= only covers the critical illnesses listed in their policy and no others.
• It could help reduce financial worries like paying off your mortgage or moving house.
• Your children are covered at no extra cost for a reduced number of illnesses/conditions.

Mortgage and lifestyle protection

• Protects you long-term against loss of income because of accident or sickness
• Get regular payments while you can't work due to accident or sickness
• It can cover your rent or mortgage payments and the cost of living
• Cover is flexible and you can change it in the future, as your life changes
• You can add unemployment cover (you cannot claim longer than 12 months for any one claim, or 36 months in total if you claim several times).
• Products are available to UK residents aged 17 to 79 (excluding Channel Islands and Isle of Man). The maximum age may be lower for certain products.

Please bear in mind that these protection plans have no cash-in value at any time. If you stop paying your premiums you won’t get anything back.


If you would like more information on any of these products please call us here at Newbury Building Society on 01635 555777, between 9am and 5pm Monday to Friday, to arrange a consultation with an LV= financial adviser. (For Textphone: dial 18001 first)